Task Metro Mortgage

Michael Task may have been the best person I worked with in the process of buying my first home.
The condo which I was looking at buying was, at the time, considered unwarrantable by Fannie/​Freddie guidelines due to occupancy ratio and the fact that it was a conversion project — which means that most lenders wouldn’t even consider approving the project for my loan.
After my first lender’s bank (GMAC) closing down, the second lender (Compass Bank — Lee Haley) which supposedly could write me a loan for the condo turned out to be some of the WORST people I had worked with in the process, enough so to where I backed out of getting a loan with them, along came Michael — one of my project’s other preferred lenders.
I’ll never go with a bank for my next mortgage. Brokers are the way to go, I am convinced. Michael was far more knowledgeable than the loan officers at the banks I had spoken to. He also went well out of his way to get the project approved for conventional loans, which saved me a bunch of money compared to having to go FHA. And, he was able to do an 80÷15÷5 loan, so no PMI for me!
Michael was always accessible, courteous, knowledgeable, and professional. He kept his word and I felt he was always honest with me (unlike Compass). He understood my goals and worked with me to reach my goals. He even called me when the rate looked good to lock, and renewed it without me even having to ask him to. Excellent service! I never felt like I was being pushed, and in fact he always had my best interest in mind and even suggested that I work with his friend, Sam Cowen (also great to work with) on an FHA loan in case the conventional didn’t get approved.
And then, the icing on the cake is that my realtor seemed to just disappear in the last few weeks before closing. I had to work with the seller’s agent directly (who happened to be married to my buyer’s agent — a mistake I’ll never make again), and Michael actually began to fill the role of providing buyer’s representation for me. Well out of his defined role, but much needed when I would have otherwise come to closing alone without a realtor by my side to help get some additional things in writing.
I still owe him a drink for his extra efforts. This Unilocal review is the least I could do.