Chase Bank

For few years, Chase has been sending me pre-​approved offers for their credit card. I always knew that their interest rates were ridiculously high and they’re one of the leading banks in screwing their customers credit scores, so I never wanted one. Finally, two weeks ago I went to the bank to change my name and also asked about the terms they could offer me. It was my biggest mistake. Even though I repeated my question few times focusing their employees attention on difference in offers on paper and in real life, she assured me that I’ll get 13, .%. So, gullible me applied for a credit card, and two weeks later I received a credit card with interest rate 22,99%. Moreover, the credit line they opened for me is five times less than my other credit lines. Also, it’s also worth mentioning that I don’t really pay the interest anyway, because I timely pay all my bills. Thus, these «not very honest people» worsened my credit score only because I was stupid enough to agree and get their card.
Smiles on the faces and apologies of phone customer service don’t improve your credit score.

This is a fine location. Not the best, not the worst.
I prefer the one on E16 more. Nice workers for the most part and really easy to walk in and out in a few minutes. Plus it’s close to the train without it being right underneath so I would expect it to be less crowded?
I should run an experiment and see if my theory proves correct.
I shall report back.