loanDepot, LLC

My husband and I found a lovely home on Long Island this spring. Since we were selling and buying simultaneously, we were hoping to find a loan officer that would make our transaction as smooth as possible.
We were extremely lucky to work with Rafael Bellber and his team on the loan for our home. He is a true professional, who walked us through the entire process in a very efficient manner. He explained the financials and the timeline in a clear and consistent way. My husband and I had many questions about the process, and Rafael was always available to discuss our concerns. He helped to facilitate the scheduling of the necessary paperwork from beginning to end. I was confident I could leave the details in his hands.
As an added bonus, the terms of the loan were the best we could find. The entire process was timely and pain free. I highly recommend the services of Rafael Bellber for your mortgage needs.

I was disappointed in my experience with Mortgage Master/​Loan Depot. I guess all the positive reviews are from clients that actually closed their loan with the company. Peter L and his team were pretty responsive in the beginning of my application process but as weeks dragged on, I would get rare updates about the status of the loan and this is only after I practically had to follow up with them constantly. Each time they would be optimistic about the loan. In the end, I don’t think they were very honest about their ability to close my loan and delayed the overall process. The least a mortgage broker could do is be transparent — a client’s finance is on the line after all.

Peter Costakos, Eddie, Stacey, and everyone at Mortgage Master are awesome!!! Just closed on my first home yesterday, and I could not have done it without their patience, advice and assistance. They answered all my questions, made sure all my documents were right and explained the process before I started and during the mortgage process. I cannot recommend them enough. Contact them today for all of your mortgage needs!

Last month, with the help of Nicole McCarthy, I successfully purchased my first apartment in Hoboken, NJ. Through out the process, Nicole did superb job in making the transcation as smooth as possible. From the beginning, Nicole was straightfoward and advised me that purchasing a property is not an easy task, but with her expertise and the help of her staff, my first real estate purchase was a complete success. Nicole was so great and kind that even after the close, she went out of her way to send me my very first housewarming gift.
Thank you Nicole for all your help!

closed exactly one week ago. Without the help, guidance and patience of Peter and his team at Mortgage Master, what could be a complicated, overwhelming process was very smooth and easy. A professional team that know what they are doing.
Thank you in making my dream come true

I would recommend Nicole at Mortgage Masters to anyone who is looking for financing on a property. I was buying a fourth property that required a lot of paperwork because of the fact they are rental units. She helped me gather everything I needed to get approved in a timely fashion and at a great rate. Buying a house is stressful at times and every time I emailed Nicole she replied promptly and reassured me it would all get sorted. It was the smoothest closing I’ve ever had!
THANKS NICOLE

As a first-​time buyer in New York, I needed a little hand-​holding as it was all new to me. Nicole was great, answering questions and helping expedite the process when possible. The staff overall was friendly and responsive. In general, the whole process was relatively smooth, compared to some that I’ve heard about. I thought Mortgage Master was great.

If I could give another star I would. My first home purchase and they were AMAZING! Thank you Peter, Stacey and Eduardo… You guys rock!

Worked with Peter and others at Mortgage Master. They are very professional and extremely helpful. Peter spent a great deal of time explaining the entire process. They were very hands-​on through a very long process (delayed by the other party involved). I would highly recommend working with them on your mortgage.

I worked with Nicole and her team for a loan this past summer. She was great to work with — informative, understanding, and very patient with a first time buyer. Only issue I can say is that a few days prior to closing things seemed to be held up because there seemed to be an issue with re-​approving the loan or something due to the time my coop took to get everything back — and it took a few last-​minute phone calls with my attorney to get things back on track. That added a lot of stress to the situation. The closing itself went smoothly.

When we first started to look for a house, we weren’t sure if we could qualify for a mortgage as both of us are freelancers. After searching for a broker/​lender, we found Peter Costakos at Mortgage Masters. Peter patiently explained the process and how he is able to offer options that aren’t available through the big banks. He quickly eased our worries and pre-​approved us, so we were able to begin our search with confidence. Peter is very personable and not pretentious, and was always quickly responsive to our needs. His knowledge of the real estate market in addition to his extensive experience in managing the loan process from start to finish combine to make him a great asset during the sometimes harrowing hunt for a home. He really cares for his clients, unlike the big banks which we have previously worked with and had given us a ‘too big to fail’ attitude. We are very grateful to him for all of his hard work and recommend him without reservation to our friends who are looking for home financing.

Recently completed a refinance with Peter Costakos and his Mortgage Master team. After various bumps, glitches, and transformations, we closed the loan at a competitive rate. I honestly would have given up on completing the refinance had it not been for Peter’s tenacity and encouragement. He was always available to answer any questions I had, and he and his team provided over and above service! I definitely recommend Mortgage Master for all your mortgage loan needs!

Nicole was great, but her assistant who takes over the paperwork is not so great. I had to fill stuff in over and over and over again and my loan took almost 6 months to complete! We are happy with the final result, but the process was taxing. I would still recommend them because I think at least they are responsive and available, which is not always true for other mortgage lenders.

Peter Costakos and his team are solid pros. They are always available to talk, day and night, and have the experience to get you through the inevitable bumps in the road. I’ll definitely use them again. Highly recommended!

If you are looking for a smooth and stress free mortgage process contact Peter Lucia. Peter and his team will get you the best rates and make the process simple and straight forward. It was a pleasure working with them. The communication was great, you always know whats going on, and things get done. I would not hesitate to use them again or refer them to family and friends. It is as good as it gets!
Thanks again (Peter, Stacey, Stefanie)
–Konstantin & Sofia

I have been working for 10 years in Brooklyn as a top producing real estate agent and I always refer Mortgage Master. Peter Costakos & Peter Lucia have always provided the best service and rates to all of my clients who are purchasing or refinancing.
They are extremely honest, patient and communicate better then any other mortgage professionals I have ever worked with in the industry.
You will be glad you work with them for all of your financing needs in NYC!
Philip Henn
Corcoran Group

Peter Lucia and his team were excellent. They know very well the NYC condo market and did thorough review of the building i was interested in. They are very professional and transparent. They always answered on time and kept track of the closing process enabling me to close in record time.
I cannot recommend more Peter, Stacey and Stefanie at Mortgage Master.

As the owner of a national condo compliance firm, I work with mortgage professionals across the country. It’s rare that I am able to work with individuals who are as knowledgeable, articulate and client oriented as Peter Costakos, Peter Lucia and Nicole McCarthy. Great people. Super knowledgeable. Great firm. Great rates. You’d be a fool not to use them for your mortgage needs.
Disclaimer: This is my 2^nd draft of this review. The first draft only gave them one star but I realized that was only because I was jealous of Peter Costakos’s hair. No man should have so much good hair. My wife puts on her makeup in the reflection from my bald spot. …and he’s great at mortgages. Go figure.

Even if you don’t read any of the other reviews, you’ll get a good idea of how great MM was by meeting them. No nonsense, patient advice from a staff that’s done this many times over, and can help you negotiate the sheer ridiculousness of the process.
Peter L. helped us narrow our home search, get a great rate, collect the Mortgage docs over a three month stretch, and then close the deal without so much as a hiccup.
I was always waiting for something bad to happen, but at the end of it all I now own a house… whonu? Don’t go anywhere else, you’ll regret it immediately.

These guys are amazing. Besides having the pleasure of working one on one with them, I been introducing them to my clients who have fallen head over heals in love with them. Truly an outstanding group of professionals with a big company backing them up.
Normally you’d think you have to pay for service like this. However that’s far from the case. I didn’t shop their rate around, but my buddy did and they beat the pants off what the banks were offering.