Above All Real Estate Services, inc.

Jim was recommend to me by my friend, He made my refinance as smooth as possible. He really knows the in and out of mortgage business. He’s one of the most honest brokers in the business i have meet and always goes above and beyond to help and make it as easy as possible. Highly recommend!

A friend who was very happy with Jim’s service recommended I use him for refinancing my San Diego home. I couldn’t be happier with the great, personal service he provided. I highly recommend Jim! It’s too bad I live in Boston now… can I use your services when I live in another state?

«James (Jim) Clark of Above All Real Estate Services was highly recommended to us for refinancing our Condominium in San Diego. We feel Jim not only saved us money, but also time. He is very efficient, honest, and knowledgeable. We felt we were with the best through the entire refinance process, he was very helpful and made all that we needed to do very user friendly. We are very happy we went with Jim and will go to him for any future real estate needs. We highly recommend James (Jim) Clark whether you are in Southern or Northern California. We live in Northern California most of the time, but the property Jim helped us with is in Southern California. Stan and Janey Anderson»

«Jim was our neighbor for about 8 years. He was highly recommended to us by several other neighbors. We soon knew why. Anytime we needed real estate or refi advice we turned to Jim. We were never disappointed. He refinanced our home twice and he always found the best deals for us. Jim is a very smart, professional, kind and ethical man. He is so knowledgeable in his field and makes it all look so easy. We could not be happier with his services. We highly recommend Jim Clark for any of your real estate/​re-​financing needs. You won’t be disappointed.»

Jim’s standard of operating procedure is to under promise and OVER DELIVER! He meets with clients face to face and attends Loan Signings to make sure everything goes smoothly! His attention to detail is unmatchable and he is VERY knowledgeable in this ever changing industry!

Jim was referred to me by a work colleague, and I could not be more pleased with Jim’s services. He is a pleasure to work with, makes the refinancing of a home mortgage a breeze. Jim is not some sales guy looking to make a quick buck, his customers remain with him, he is a straight up honest business man, and family man who you can trust. I would recommend Jim to anyone looking for mortgage services.

I have been working with James Clark for almost twenty years. I always recommend him to everyone that is either selling or refinancing. No matter what, James always finds the best deals.

Jim helped us with a refinance and obtaining a loan for a new home. He went above and beyond any other lender we have ever worked with to help us with our transactions. We wil definitely use him in the future and always recommend him to our friends.

We were referred to James by a friend and couldn’t have been happier with his services. He has helped us with two mortgage refinances and both times the process went very smooth. Since both my wife and I work, James was very accommodating with our schedules, and made sure we understood and were comfortable with the rate and closing costs. We will definitely use James again for our next refinance.

Jim made my refinance as smooth as possible. He’s one of the most honest brokers in the business and always goes above and beyond to help ensure your refinance transaction is as easy as possible.

We have known Jim Clark for over 15 years. In the past, he helped us refinance our mortgage when better rates became available. In 2013 we bought a new house, and Jim coordinated the mortgage, and also helped us figure out how we could keep the old house as a rental. He has extensive knowledge and experience with residential real estate and financing, and he is very detailed and helpful. We refer friends and clients to him whenever possible.

My only issue with Unilocal is the lack of negative numbers for reviews. If available I would give Jim the lowest possible rating. We have owned several homes all financed but never have we had such a bad experience. A major element missing in this transaction was honesty! Jim has no relationship with honesty based on our experience. It was late enough in the transaction that we couldn’t back out. Approximately 70% into the deal we did however have to tell him that all future correspondence would have to be in writing as he had lied to us so much. Additionally, we refinanced our new home almost immediately to avoid any further dealing with him and to have his commission resented.
My only desire with this posting is to help someone else avoid the trauma and anguish we lived through. DONT DO BUSINESS WITH THIS MAN!!!