Lily Navarro- Guild Mortgage Company

Lily is amazing! Really hardworking, determined, helpful. She made the whole home buying process comfortable. She let us know our credit, told us what we can afford. Pushed for us to get our home in 1 month. I recommend Lily to anyone looking for a good person to get your home loans.

A+ all around!
Lily Navaro is an exceptional loan agent and her company is lucky to have her. I had a fun time getting to know her. She truly works for her clients best interests and cares about you and your family getting what you need. I would recommend her to my family and friends and we can attest to her efficiency, timely replies, attention to detail, and focus on her clients needs. Lily tells you all the details and helps to be sure you understand the entire process. She is connected to people in a way that is honest and her work ethic is serious! She would work late into the night and early in the morning to complete and stay on all parties involved regarding the paper work and details in a professional and persistent manner. WOW… She is great! Thanks to Lily we got the loan for our dream home with an EXCEPTIONAL interest rate. My family is very thankful to her. ;-)

I am only giving 2 stars because in the beginning Lilly came off very nice and attentive, however that all changed we were told many things that were not true and our credit report was pulled 3 times in the same day?! We were told our credit score dropped and we would have to wait for our loan because we needed a score of a min 640 for the no down payment program. I went to quicken loans a few days later and our score was way higher then what Lilly told us! We were also told these piggy back loans are very risky. so we are waiting to get our 5 percent down so we can go into our home without a FHA loan. So ultimately it will be a better option and a savings of fees to the government. Lilly is nice but didn’t work well with our personal real estate agent she never returned his calls so it was extremely frustrating. I just recommend everyone doing their homework before jumping in. As the saying goes if it sounds to good to be true it probably is.

I was referred to Lily by a friend of mine. Anytime I had a question including weekends she took the time to respond. I was able to refi my home with no money out of pocket and even got some money back. Thanks a bunch for your help!!! I would highly recommend her to anyone looking for any help with a morgage.

Lily is very knowledgeable, professional, and down to earth. She keeps you well informed during each step of the loan process and provides extremely good customer service. I had a challenging escrow to say the least. Lily went above and beyond to make sure everything worked out. I only have positive things to say about her and will personally be referring everyone I can to her. She is excellent.

I found Lily from a friend who recommended her services to me. I had a previous lender who didn’t share any anything with me and kept requiring more sensitive information. He didn’t have the patience to explain anything to me (being a first time home buyer). When I finally met Lily, I felt immediately better. She is quick, smart and patient. She definitely is an expert in her field and I felt I could completely trust her with getting me the best deal and closing my loan. She is so sweet and really takes your best interest first. I ended up calling her numerous times for her to explain to me the different steps in the loan process. Lily took the time to take my calls and will always follow through. She understands what it’s like being a first time home buyer and I never felt rushed when during our meetings. I will recommend her to all my friends and family.
Thank you, Lily! You are the best and I will never forget how much you helped me through this (nervous and scary) process.

Lily is beyond knowledgeable, quick and precise. She is not afraid of hard work and does not hesitate to what is necessary to close a loan. I have personally seen her stay extra hours countless times for the benefit of her clients. She is a great Loan officer and if your loan is possible to close, she will get it done in a timely manner.

We have a three-​month-​old daughter and my family was quickly outgrowing our one-​bedroom apartment. I didn’t know much about the home-​buying process when I was introduced to Lily. Lily quickly and patiently led me through all of the steps necessary to obtain a loan for my condo. Now that we are moved in, I thank her every day for guiding me in all aspects of the process. Lily — I hope my daughter is one day able to say thank you so much for your assistance!

Great experience working with Lily! My wife & I just became first time homebuyers thanks to all the great programs available that Lily helped us receive. She was with us through the whole process & gave us breakdowns at different price ranges so we can pick the best price for us. It was truly a pleasure working with her & will definitely return in the future when we refinance or maybe buy another home! If you’re looking for a loan & a great person to guide you, you’ll be in good hands with Lily!

As a Realtor, I have worked with plenty of lenders and Lily is the only one that I trusted to do my loan. She is great and will sit down with you to make sure all your questions are answered. I always recommend Lily to my clients and they have had great success with her.

My husband & I had the pleasure of buying our first home with Lily’s help & guidance! We just closed escrow & she was there the whole way through. She answers all questions heading her way (and I ask alot) and explains everything thoroughly. She helped make this exciting yet nervewrecking experience go smoothly. I honestly feel anyone looking to purchase or refinance should go to Lily! I’ve been giving out her business cards to friends & family=) Thankful we found her here on Unilocal

OMG… I really don’t know where to begin. Lily was awesome through out the whole process, as a first time home buyers Lily explain everything to us, what type of programs are available, what to expect etc. I cannot thank you enough for taking the extra effort and time to push through many roadblocks on some of the program so that we can have it. I can go on and on about Lily and how great she is, anyways we will be sending people your way. It was great working with you. Again thank you so so much for what you did for us, everything went smoothly from start to finish. Heads off to you Lily Navarro.

A+ Experience. Me and my bf were finally going to move out after a few years of dating, the question was, should we rent or buy. We screened a few lenders but after her first few emails, it was a no brainer for us. The first few people we emailed took forever too reply after we sent them our pre-​approval information, for a moment we thought we didn’t qualify for a loan. Lily drove out to our area, met with us, explained everything in baby steps and sent us a few purchasing options the very next day. The options were broken down, which I loved, as I wanted to know where all my money was going too (principal, interest, insurance, etc). For first time buyers, purchasing a first home is definitely nerve-​wracking and scary as we knew it was the biggest loan of our lives. It’s a lot too learn and the least thing I wanted was to sign for a loan and get ripped off. My main priority was to know as much possible and to know all my options. I honestly couldn’t of asked for a better person to help us with this very frustrating process. Lily was very attentive, kept her word at all times, explained all programs available to first time buyers, and provided us with a few loan options to consider. We would text/​call/​email her anytime we had a question and she took the time to respond even if it was late night and weekends. While in escrow, she expedited the process and provided us a handy accurate timeline which outlined important deadlines (signing documents, inspection, appraisal, loan being finalized, and receiving our keys). She kept all her promises; we just received our first mortgage payment with the exact amount we expected. The only thing pending now is our house warming party as she promised to join us and provide the food.

I purchased a home in July 2013 and had the pleasure of working with Lily and it was a great experience. Being a first time homebuyer, I was completely clueless to the details of the whole process. Lily prepped me by providing realistic expectations. She was honest and never pressured me. She then walked me through the whole thing each step of the way. I had so many questions and it was nice that she never made me feel bad about asking and was always able to provide me with answers in a timely manner. She was so personable and friendly, which made it easy to work with her. I was shocked, and impressed, at how Lily went above and beyond for us. She informed us of programs that I could possibly qualify for (that i had no idea even existed!). As an added bonus, she even coached us on fast and easy ways to raise my credit score! It was obvious Lily was experienced and knowledgeable and amazing at what she does which was super comforting. Me and my fiancé were lucky to have found lily and definitely recommend her!!!

Miss lily made my first time home buying experience enjoyable and easy. Her outgoing personality combined with her professionalism made her the perfect choice for me. Never left me with unanswered questions or doubts about the whole process. As cliché as it may be she really does go the extra mile to do what’s in your best interest. Thanks again !!

Lily, THANK YOU SOOOO much for everything that you did for my family and I. You are so dedicated and honest. Couldn’t have found a better person to help us. THANK YOU THANK YOU AGAIN!
Anyone who is looking to purchase home, look no more Lily is the best!!!

Lily is the best loan processor out there!!! She helped us purchase our new home .Her dedication has no limits. She was always quick on top of everything! Always displayed professionalism & courtesy. Thank you for your invaluable assistance during the process you went above and beyond your way to make the process very pleasant :) because of you I will continue doing business with Guild Mortgage. I am truly thankful we had Lily by our side to guide us through it all! I would definitely recommend her, she is the best at what she does !!!

lily navarro she is my real estate agent very honest and friedly person she is professional and was always available lily navarro is the one you need for any process of buying a house.