Nationwide Credit Clearing

Most recently they were able to helped my mother get her credit repaired and be able to qualify for a home loan. She’s now a proud home-​owner and very grateful for the services that they provided her. I used to be a mortgage banker at Evolve Bank & Trust and my LPO manager recommended their services. I can’t tell you how much great success we had in referring our clients to Nationwide Credit Clearing.

As a Realtor and former mortgage broker, I have referred many of my customers and clients to Nationwide Credit Clearing for many years and they all call me back to thank me for referring them to this company. I also recently became a client myself and the results are incredible. I strongly recommend that if you want quick and serious results with your credit issues come to Nationwide Credit Clearing.

I confess that I am not very knowledgeable on how credit works. That’s why I decided to listen to my friend who said I should go to Nationwide Credit Clearing. So, before taking the bankruptcy route I decided to try the credit repair route. The service was good, with clear communication, and some good results on cleaning my credit baggage. I think it was worth my time and money. The person who helped me was Dialis Vega, who was always kind, clear, and responsive.
Highly recommend this company!

Just called this company and I believe I spoke to Todd. He was extremely rude and arrogant. He doesn’t know when to shut his mouth and let a customer speak. Unlike he thought, I already had contacted collectors to get information removed from my credit and was checking to see if he provided a service to get it expedited to the credit bureaus. Of course he did not because all he does is what you can do for free online by disputing through transunion.
Save your money and do this yourself.

I requested information and received a call back from a Mike Stern. He was very bored during the call and basically didn’t let me get a word in. He was very annoyed by my questions and very rude to me during our conversation. If someone is going to trust you with all of their information and is paying you I don’t understand why you have attitude because I’m inquiring about your services! Totally rubbed me the wrong way.
Update– after my terrible phone call I received an email from Todd stern who offered his services for no charge! He was apologetic for my experience and It seemed sincere. I am huge on customer service and one asshole could really ruin your business. My advice is to work with Todd Stern!

Todd and his team did great… I highly recommend these guys

Highly recommend, they work wonders. Very knowledgeable, I truly don’t know what I would do without them. The experience is life changing. Listen to what they tell you to do… stay involved. GREAT COMPANY!

I am actually using this company. They have achieved some positive results for me by way of removing derogatory items from my credit reports, however progress at times has felt slow. For awhile it seemed that I had to nudge them along by sending a message online to keep them moving forward. However, following my original review (this is the edited version) Todd Stern at NCC personally reached out to me with his direct contact info. In reality I should have spoken with Todd sooner as he’s a friendly guy and was quite helpful in bringing me up-​to-​date on my file.
I would recommend this company if you are not inclined toward a «do it yourself» approach to credit repair, and you do not expect perfect results (perfect results are probably not a reasonable expectation when it comes to credit repair, as it can be a gradual process of chipping away at the derogatories). Let’s face it, there is no magic «negative credit eraser», but from my experience this company does know what they’re doing, and is on the ball. You might need to be a little bit proactive if things seem not to be moving forward by getting in touch with them to discuss your file. I’ll consider upgrading my review if this company achieves further results.

I have been an Insurance agent in Chicago area since 1997 and I have been sending all my client who needed credit repair to Nationwide for last 12 years. Todd has put together a wonderful team of professionals and in recent years updated the Nationwide Credit website with amazing tools to keep track of the progress of the credit cleaning process. I had used the service for myself and my wife and we are very happy with the results.
Thank you Nationwide Credit!

JESUS said more about Money than Heaven or Hell. I learn something new everyday. Don’t ever think nobody cares about you because God cares about you. People may change but God is Always the same. We all know we do need money, it’s what we use in the world today to get the things we need, But God knows we need good credit to. There is a difference between our needs and our wants. I went through having BAD credit for many years until a few years ago. I was told about a woman name Carolyn Feldman with Nationwide Credit Clearing that has my credit on FLEEK. (Real Talk) I never would have sacrificed my electric bill money to start using this company if I felt it was not Real. I guess it was God way of speaking to me. If we Delight our self in the Lord and he will give of us our Desires. And I made the choice to get out of debt and Trust God to give me what I Really need. I learned that it’s much easier to do it right on the front end. But Thank God we can recover. My time is coming I won’t have to make payments on anything. It’s really discouraging to live pay check after pay check. The Bible says ask God for anything. You have not because you ask not. And it’s a Wonderful thing to not crave possessions. Enjoy what you have but do not crave them to the point where you cant live w/​out them. Financial Peace is a Great Book to read by Dave Ramsey and And One Word From God Can Change Your Finances By Kenneth and Gloria Copeland and using Nationwide Credit Clearing was THE BEST Thing That Happen To Me. Just giving credit where credit is due. Never stop Believing in Miracles. Greed can destroy family our society and I am learning to fight greed by giving back. There’s nothing worse living a self centered selfish life. Lord Show Me Who I can be a Blessing to each and everyday. Thank You God and Thank You Nationwide Credit Clearing and Ms. Carolyn!!!

I was close to filing for bankruptcy when I came across nationwide credit clearing. I decided to take the credit repair route instead Not only did I not have to file my bk but it’s been a year and my credit score is up 200 pts Highly recommend this company!

Beware… Credit Repair companies can NOT charge you up-​front fees prior to performing a service. They charge $ 249 upfront, another $ 249 after 30 days, and $ 39/​month afterwards… Look up the Credit Repair Organizations Act.

I was totally skeptical when I heard about a credit clearing company. But when you have a mortgage broker tell you you can’t even think about buying a house without a certain credit score, you’ll do whatever it takes to get the number up. I received an email after one week of signing up with Nationwide stating that some accounts have been removed from my husband’s report. I jumped right on Credit Karma to see if his credit score went up a couple points and I was shocked to see it went up 50 points!!! That’s right… his credit score went up 50 points in ONE WEEK! We are beyond thrilled with Nationwide Credit Clearing and Todd! Thank you so much!

I did like most inexperienced people do and opened a bunch of credit cards and got myself into some bad credit card debt. But, since i started working with Nationwide Credit clearing, my credit score has gone up by 100 points!!! Thank you so much for your help!!! Now I have the opportunity to buy a house thanks to Nationwide Credit Clearing!!!

Excellent company to use. My credit score improved significantly thanks to Nationwide. I highly recommend their services. Best kept secret.

Carolyn Feldman is amazing! I was referred to her by a family friend and was very skeptical at first… just like most people are… but she has wowed me! consistently followed up with me personally and has made dramatic changes on my credit report. I have talked to the Chicago office and they are very prompt with my file & answering all my questions. I just referred my husband and was able to get a referral reward too. I’m very happy with my progress only wished I had called her sooner! Stop waiting and take control of your credit NOW thank you — Carolyn Feldman!

Nationwide was very helpful to me when I realized that my credit report had a bunch of old accounts that had been closed or settled which ultimately led to a bad credit score. After exactly a year of working with them my score has improved over 100 points! Sheree, Todd, Natasha… The team is great! Very professional and helpful. I would and I have recommended them to friends and family.

Initially I was skeptical of this company because their rules didn’t seem fair for the amount of money I was paying them. They took my initial payment and immediately sent out the first letters to all the credit bureaus. Shortly after I moved and asked for them to change my address. They sent me thru hell to change my address requesting a utility bill. Well, with me just moving into the new place, I didn’t have anything with my name and address, and the lease wasn’t in my name, but my uncle’s.
That was in April/​May. Now in September, I just received my 2^nd letter from TransUnion and they were able to have a judgement lifted from my report, that was just issued last December. It was for an apartment that I rented with an ex-​boyfriend. The main reason why my current apartment is in my Uncle’s name is because I wasn’t able to get an approval anywhere with the judgment on my records. I’m sure my score has now went up. In total the following items have been deleted from my reports between April and now (September):
Experian: Started with 31 items, 15 deleted so far
Equifax: Started with 31 item, 15 deleted
TransUnion: Stated with 31 items; 19 items deleted.
I’m am very happy with their services. Now I just need to get control of my finances and keep control so that I never have to have bad credit again!

I love how most of these Unilocal reviews are from Chicago!
I’m hesitant to use them because on the phone Todd promised me to clear something that was 1.5 years old and legitimate. My Wife questioned that, and I’m glad she did. Our prior mortgage went into foreclosure due to late payments, and even though I paid it off 1.5 years ago by selling (paying the full amount owed), the credit agencies will not remove that negative information from my credit report until 7 years past the first late payment. Read on Experian, Transunion, Equifax websites.
This spells out what can be removed as far as negative reporting:
Read on folks, these guys (or guy — every review mentions Todd) should not take your hard earned cash that you can use to reduce debt. (Chicago must be more lenient than the rest of the nation!):
Unless they’re amazing 14yo hackers or you have false information reported, do it yourself.

Highly recommended.
I was referred to NCC by a car salesman when I found out that my credit wasn’t good enough to get financed. I had some stuff lingering on my credit from a few years back and it was really affecting my ability to take advantage of prime finance rates and obviously kept me from purchasing a new vehicle.
I took the car salesman’s advice and gave NCC a call. All I can say is within 6 months NCC helped get my credit score over 750 again! I was able to get a 1.6% finance rate on a brand new vehicle and I was able to refinance my property saving me a few hundred per month. The very reasonable fee NCC charged me is peanuts compared to what it has done for me in return. It was a great feeling to look at my credit report and see all of the negative reporting wiped out.
This is a no-​brainer people. If you’re looking to improve your credit score give NCC a call, you will not regret it.
Todd, and staff, I can’t thank you enough!