Sharbel Shamoon – PERL Mortgage

If you’re even considering about making a purchase, contacting Sharbel and his team is one of the best moves you can make.
I reached out to Sharbel a year ago to get rate quotes and to try and purchase a unit in Old Town. He told me flat out, after researching the condo association and its management team, that they would be the bottleneck and that the chances of the deal closing would be very low. Not liking his response, I engaged another mortgage provider that gave me the answer I wanted. Sure enough, a few months into the process, and a few $k dropped on lawyers fees, appraisal and home inspections and moving fees. I found out, on the day of my closing, that My closing date was being pushed back indefinitely due to the condo association/​management — exactly what Sharbel had told me months before.
What hurt was that no one had told me about the delay and I had already sublet my apartment and packed all my things thinking it was a done deal. So I had to find a new apartment, and move, for nothing.
Eventually I ate the loss and decided to move onto a new unit, as the condo association kept missing their deadline.
6 months down the line, I found a new unit in the South Loop that I loved, and remembering how upfront and honest Sharbel’s team was, I gave them the business for the new unit.
Sharbel, and his entire team, were very professional throughout the process. They front-​loaded most of the work, but after that it was smooth sailing. They kept in touch with me throughout the whole process, and Sharbel was always honest about everything (e.g. the chances of anything being delayed, what closing costs would be, etc.). And sure enough, we closed on the exact date we had agreed to when we started the process. In retrospect, if I had jsut listened to him, and his honest feedback months ago, I wouldn’t have wasted a few $k chasing a place that could never be. You don’t find too many honest, straight-​forward guys like Sharbel, so I appreciate his effort and approach and would recommend him to everyone.

Sharbel and team were absolutely fantastic through the whole process of achieving our loan. Sharbel explained everything, came to our house for meetings and beat everyone else on timing and rates. He is extremely honest and upfront and I’d recommend him highly.

Dealing with Sharbel and his team at PERL was an excellent experience from start to finish. They are extremely helpful and willing to take the time to walk you through the lending process each step of the way, answering any questions you might have. Communication is so important when you are trying to secure a mortgage and purchase a new house, and that is the biggest strength of working with Sharbel. They make their schedule revolve around yours. I would highly recommend them to anyone looking. Thank you Sharbel, Faryn, and Cheryl, for making the process so easy for us!

If you are considering anyone else you are missing the mark! Sharbel and his team are the absolute best in the business. They consistently went above and beyond the call of duty. I dont know if we would have gotten our house without the help of Sharbel! He took late phone calls and went to bat for us on multiple occasions. You can stop your search for a lender, they are the GOLD standard. I will be a Sharbel client for life!

I was very lucky to be referred to Sharbel by my realtor and he is without a doubt the best broker in town. Buying a home can be a daunting experience but he guided throughout the whole process and explained in detail all my options and his recommendations. He’s efficient, very knowledgeable of real estate and so fast! he got me an awesome rate in no time. His team is also wonderful and made the application process easy and painless. I highly recommend him.

Buying your first home in a country that is kind of new for you with so many regulations and a lot of vendors trying to get your business can be slightly difficult. Finding a person I could trust was essential for me to move forward.
Sharbel and his team were always there to answer all the questions I had. They held my hand during the entire process and explained to me everything (even the small paragraphs you find on contacts).
Thanks to them we ended up getting the house we wanted. I will definitely use Sharbel and his team in the future, and If you are looking to buy your first home and know nothing about the business, he is the right person to go with.

Sharbel was wonderful. I really enjoyed working with him. It was my first time buying a home, and he walked me through the process very well. By the time of closing, I felt very informed on what would happen, and he was dead on.
I knew Sharbel was great when my attorney at closing turned to me and said that Sharbel was a keeper, and he was one of the best he has worked with. My attorney was a very honest guy and didn’t know Sharbel before the start of the process, and now he said he would recommend people to Sharbel.

Wow!!! Where do I begin? Sharbel and his team were extremely professional, helpful, patient, and most importantly honest. He lives and dies by his word. He made a stressful process into something painless. I will definitely use Sharbel and his team in the future, and I encourage all of you to utilize his services as well.

I recently worked with Sharbel Shamoon and his outstanding team to finance the purchase of my West Loop condo. He is a true professional — quick to respond with thorough answers, hard-​working, and just an all around nice guy. If you are looking for a reliable mortgage broker — look no further than Sharbel Shamoon at PERL. He has an outstanding team who will walk you through every possible situation. With thanks to Ralph, Faryn, Cheryl and Sharbel, I am now enjoying all the wonderful perks of homeownership. Cheers!

Can’t say enough about Sharbel and his team (especially Cheryl!). Smooth process as a first time home buyer, start to finish. Both were available at all hours (including weekends), and took the extra time to explain the nuances of residential mortgages. I’m a lender by trade, and would absolutely recommend going their way for a home loan.

I recently closed on my new home about 2 weeks ago. Working with Sharbel &
Ralph was a great pleasure. I call them my «Go Getter’s» always on top of the ball
game. They were always fast to answer any questions or issues I had. My home
loan wasn’t exactly an easy 1 to deal with. But Sharbel & Ralph came thru and made
it possible! With confidence I would highly recommend to anyone to go with Perl
Mortgage & see Sharbel or Ralph for their loan. They have unbeatable rates & are
a joy to work with! I will forever be great full to them, I was able to provide a place to
call home for my Daughter :)

I loved working with Sharbel and everyone that supports him. They were available during off hours and treated me like a priority. I know Sharbel works with first time home buyers, but he is just as great with investors, like myself. He was right there every step of the way to educate me and to update me on where my loan was in the process.

Sharbel really outdid himself and my expectations! He secured financing for the purchase of my Noble Square condo. An honest, hard working and relentless guy who was responsive throughout the entire process — evenings and weekends. I’ll be coming back to Sharbel every time I want to refinance or purchase!

I recently worked with Sharbel Shamoon, a VP of Residential Lending at PERL Mortgage, to finance the purchase of my West Loop condo. Sharbel was responsive, professional, and enjoyable to work with. He is detail-​oriented, thorough, and truly an expert in this industry. The client service that Sharbel provides (with the help of his amazing assistant Cheryl Rubenzer) is invaluable. I will continue to recommend Sharbel to all of my family and friends for years to come!

Sharbel is one of a kind. The nicest guy in the world and incredible at what he does. You will not find a nicer and more credible lender in Chicago. This entire team is the best.

Looks like I’m the first person to write a review for Sharbel. And the first thing I’ve got to say is that he is THE BEST lender you could EVER ask for. Now I was a first-​time home buyer, and figuring out everything involved in getting a loan and working all the details out on a place before the close is quite the insane process. But Sharbel handled everything with grace, doing what he needed to do to get things done and keeping me in the loop whenever appropriate. You can tell from the first time you meet him that things are going to be good with him as your guy. He has been in the industry for I think 10 years (I could be wrong but it’s around there), and really knows his stuff. He’s also a super cool, super friendly, just freakin super guy to work with. I was told by the seller’s realtor that he was incredible and got everything to her asap and make the process super simple. So when all is said and done, yes this was my first time using a lender, but from the horror stories I’ve heard from friends, I did not have that experience working with Sharbel. He’s quite the class act, and if you find a home that you want and need a good team behind you to make it happen, this is your guy. Thanks Sharbel!