Scott Kirkland

I cannot recommend working with Root Mortgage enough. As first time home buyers, they patiently and thoroughly walked us through the entire process — from the glimmer of an idea of buying a house and seeing what we could afford, to the very final document signing. Everyone we interacted with was incredibly helpful, thorough and professional. They were patient with every question and explanation and were also incredibly prompt with their responses — and we know time is of the essence when finding a house! They were also amazing at navigating a couple tricky things that came up through the process WHILE maintaining a very tight timeline and being thorough and communicative with us. We have already recommended ROOT to a number of friends and family and will continue to do so.

When it comes finance and confidential need, make sure you pick a right person to handle it. He is just NOT my finance person!
Scott is a mix sand bag that should be avoided at all costs. If I can give a zero star, I would. This person is shady, unprofessional, rude and lack of communication. He ran my credit report and started to process a loan. I need to submit a few documents, however there is a situation that I wish to discuss over the phone.
I emailed two times but there is no luck. I called three times next day, I still couldn’t get Scott on the phone. The phone ran but it moved directly to voice mail. I received a returning text message as «sorry, I can’t talk now.» I was frustrated after 2 emails and 3 phone calls. i waited a week later before I fired my last email. I would imagine a normal person will attempt to return a phone call after two emails or few missed calls.
If you have a lot of time to babysit a loaner person, Scott will be your perfect match.
He wasted my time and pulled my credit report for nothing.
Best of luck!

Scott’s knowledge base and ability to explain complex terms in simple, understandable information is second to none. Not only does he always look out for client’s best interest, he has a genuine character that shows in all of the conversations. He is extremely passionate about helping people find the BEST option for their needs. My wife and I have used him on 2 different home purchases and he has been a great help! I highly recommend working with Scott!

My wife and I recently purchased our first home and had Scott secure our loan. As a first time buyer he made the complicated process very easy. Most importantly he, and his entire team, were engaged the whole time. When questions would arise they were there. When new information came out they called immediately. Both my wife and I felt very taken care of through the entire process (which is important when submitting your financial life to someone).
We will absolutely use Scott again on our next home purchase.

I can’t say enough about the ethics, time and genuine care Scott pours in to each one of my clients.
As a real estate broker, I lean heavily on Scott as I refer my clients when they are purchasing or refinancing a home.
Scott and his team are all about client relationships. They focus on helping you achieve your life goals, not just the best rate for today. Once they have a grasp of your 1, 2, 5, 10, 20 year goals, that is when they formulate a plan for your mortgage.
Scott’s voicemail reads ‘your call is not an interruption to my day, but the reason for it’ — when you work with Scott, you always feel that he is serving only you!
~Ben Andrews

Just finished up using Scott and his team for a second time. They are great to work with. The team was extremely patient and responsive walking me through the process and answering any questions I might have.
They were available over the weekends to prepare pre-​approval docs so I could move quickly in this crazy market.
I highly recommend Scott and his team and when the time comes will be utilizing their services again.

Scott Kirkland is completely knowledgeable and very kind and caring about every one of his clients. He always thinks outside the box on what type of loan program would be best for his clients and considers a loan a part of a client’s larger investment portfolio. If you want someone incredibly honest, ethical, hard working, and a creative thinker; Scott is the perfect match for you!