The Palmer Firm

PROS:
–This law firm finally helped me get those debtors off my back. When you’re down and out and needing money, the last thing you want to deal with is assholes on the phone
demanding more money.
–Were extremely friendly on the phone, very attentive – especially towards the end when I began settling all my accounts at once. It was paperwork hell-​on-​a-​stick, but they were very professional throughout that process.
CONS:
–I selected a Debt Consolidation program, which can ruin your credit in the meantime.
–Their office hours are limited to mornings and afternoons Pacific Standard time, which can get annoying.
DESCRIPTION:
The Pro’s and Con’s being dispensed, I can say that this is the type of company you want to deal with for something such as credit problems. It is a scary process to undertake because you don’t know who to trust (the «creditors» or the «lawyers»), but I felt that the firm was overall VERY trustworthy. They’re not perfect; there was a few times when it was impossible to get a hold of them (when I was working nights), and their was a time when I got into an argument with a worker on the phone.
However, all things considered, I feel greatly indebted to the firm for helping me through the process, for explaining things very gently, patiently, and nicely, and ultimately for being 100% trustworthy and honest about how to get rid of my debt.
They suggested a high up-​front monthy payment to get rid of my debt quickly, but I chose low monthly payments. This hurt me in the long-​run, but they never treated me like less of a client. They were understanding and accommodating when I needed to skip a month and repay the next month or adjust my payment amounts. The thing I appreciate most about the company is that the phone workers always took as much time as needed to help me understand contracts, payments, etc. They are all-​stars.
OVERALL:
If you need to go through Debt Consolidation, don’t choose another company. You’ll be wasting your energy. These people were easy to work with, honest, and patient. Glad it’s over and glad I chose them. They probably deserve more stars, but I want to be objective.