Tricare

No stars are still a good review for all the bull you get. No one want’s to help. More red tape than help. Thank god for Health Net
Or tri to get care would have to take all the blame. If this wasn’t the government and ran a business this way it would be bankrupt

Are you serious about maximizing your Tricare browser product to Microsoft Internet Explorer 6.0. What world do you live in? Have you been to America? You are complete idiots.
Colonel TJE (Retd)
USAF

–zero stars for their ease of access — complaints about UHC, the current prime contractor for medical insurance.
–one star for responding to my first written complaint within the requested deadline, but it was to TELL me to wait for their answer. They to date have not answered or addressed half of the complaints, so I have sent a follow-​up. NO acknowledgement.
— options to leave? none. I don’t have an option to leave the only insurance the DoD contracts, and after 26years, I intend to let TRICARE know about contract non-​compliance issues, rather than leave the festering problems and have them effect other veterans.
BE VOCAL! if you have issues with UHC and TRICARE — let them know! how can they improve if they’re ignorant of issues at the servicemember level?

While I have never visited either Tricare where Dr. John H.“Jack” Wagoner is currently employed as a «Medical Director» or Bayshore Counseling, where he is employed as a Psychiatrist, I feel it is my long over due duty to warn the public about this man and what he helped silence. I first met Dr. John Harvey «Jack «Wagoner in 1980 having been ordered to see this man by my military «superiors» who wanted me out of the service quickly and quietly after I had been sexually assaulted in my dormitory room by my «superior». I was an E-​1 and seventeen years old. I was scared, humiliated and really still in shock when I saw then Captain Wagoner. Captain Wagoner seemed on first impression to be a decent man who I may have come to trust enough to talk about what happened. Wagoner spent less than fifteen minutes with me engaging in light small talk before sending me on my way. My uniform concealed the bruises on my body. Inside my head were the bruises I have carried for thirty four years. Soon I was informed I was to be discharged upon the recommendation of Dr. Wagoner. When I asked to see the report recommendation he had written about me, Wagoner initially refused. I couldn’t understand why. He seemed like a nice decent man. It took an Attorney on the base to assist me. When I saw it, Wagoner told me to get out! He then barked in a sarcastic «Hup 234-​Hup 234» as I left. I can still hear him chuckling along with the staff present. This man calls himself a «committed Christian».My life since has been a mix of a battle with alcoholism, broken relationships, depression, shame, humiliation with mixed success in between and including serving my fellow man as an Ordained Minister and Chaplain serving Hospice clients and there families. This man in my personal opinion and experience will always be an accomplice to the ‘man» who sexually assaulted me at seventeen years old. Dr, Wagoner can attempt to sue me for coming out about these statements. I am now in a unique place in my life where neither he nor anyone else can hurt me again. Bring it on Wagoner! lets tell the whole truth!

There are good things and bad things about Tricare. Sorry I don’t have the time to do a review to do it justice, but at least this should be enough to be relevant to those who use it. I’ve been dealing with these guys for 18 years now. Back then, it was called CHAMPUS.
Good things? They do cover a pretty good amount. You really have to educate yourself though with their own rules. Even the website doesn’t give enough info. There a website that tells a lot of their rules. It isn’t well known (I’ll maybe try to do a website as there not enough room to put all info into this review). There’s nothing top secret about it, but they don’t put it out there for you to see (they don’t want you to know the ALL rules… honestly).
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The bad? There is no where near enough room to share with you my ‘horrors in healthcare’. I would like to share some things though, as they might benefit you if you are dealing with like matters. I was denied an emergency back surgery. Actually I was told if I did not get it, the limp I was experiencing would turn into paralysis and I’d end up in a wheelchair. Tricare denied that surgery. The reason? I did not get a ‘prior authorization’. Another reason for denial? The surgeon was not ‘Tricare approved’.
I’ll leave out the 20. yes 20 min conversation and it was like pulling teeth from a rattlesnake. (when I do that website, I’ll share more) I somehow managed to ask the right question of is it possible to get a ‘retroactive prior authorization’ and how to get my doctor ‘Tricare approved’. Both of these tasks took maybe 10 min total. Viola! I had my surgery paid for!
They are instructed to save costs and deny when they can. If you don’t know the right questions to ask, you are screwed. The whole Tricare and its tri-​ade of care is ridiculous bunch of ‘HMO Horseshit!’. Never, I repeat NEVER be stupid enough to pay for the increased ‘bundle’. I have the old Tricare, which is like old CHAMPUS. I don’t need to get pre-​approvals. If a doctor isn’t in their database, I can get him/​her in. Most docs wont see you if you have Tricare as they think of it as the HMO. If you have standard you have the Tricare which is like PPO. Docs will see you if you have the PPO. Does that make sense? STICK WITH TRICARE STANDARD & GET A TRICARE SUPPLEMENT.
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The ugly? They love to deny. deny. deny. Another example of what I term the governments, ‘taking advantage of our own’.instead of ‘taking care of our own’. Most people don’t know how to talk to insurance companies. Its a shame that they take advantage of these people.
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That’s about all I’m up to writing at this moment. I’ll try to do updates later and add more stuff.