Fusion Loan Advisors

Jennifer and team helped us refinance our house. Refinancing can be a real pain, but they made very easy. They answered all of our questions along the way. I would highly recommend them.

I met Kiak at JP Morgan Chase when he was a financial adviser, but continued the relationship after he left and started ITS Financial Group Inc. Kiak has over 6 credentials in various financial industries (tax, financial advisory, real estate, mortgage, risk management). It allows him to think critically and connect my personal finance together. I consult with Kiak about my mortgage, whether to buy another home, my 401k investment, my taxes and everything in between. More importantly he is honest and explain why he does thing for me a certain ways. He points out my potential mistakes before it happens. That is because I am smart enough to recognize his talent and resources. As Enrolled Agent, he can even represent me in tax court. Pretty much every credentials he has are at the highest level. This guy is crazy… crazy good!

Fusion Loan Advisors team led by Kiak Tae worked tirelessly and with a think-​outside-​the-​box mentality in assisting me secure a loan for a 4-​unit property which closed escrow on 1÷31÷2013. Due to the complication in the short sale and seller’s legal issues, the transaction went on for seven months. Along with the way, Kiak proactively helped me manage the loan expenses. For example, he would not order appraisal for the property until he made sure that the title was clear. I could have wasted premature appraisal fees and frustrations without his advise.
Kiak’s experiences in the loan industry and big financial institutions also came in handy when dealing with overworked underwriters and their fresh-​out-​of-​college assistants. For example, when my loan was approved, the underwriting team attached 52 conditions. Kiak thoroughly reviewed the conditions and discovered more than a few of those conditions resulted from lack of experience and thoroughness in the underwriting team. He patiently and professionally dealt with adverse situations; he informed the underwriting team about their mistakes. He reached out to escrow agent and seller’s agent and politely explained to them about the loan situation and timely keep us updated with the loan status.
In hind sight, Kiak was not only a loan adviser who assisted me in closing a loan with great satisfaction, but he has successfully established a pleasant relationship with all parties (underwriting team, appraisal management team, escrow, seller’s and buyer’s agents and of course the buyer, me). I am looking forward to have Kiak on my team when I’m expanding my endeavor into more real estate investments. If you are looking for a loan or financial adviser with solid experience, excellent work ethics and great advises, I’m definitely recommending Kiak and his teams at Fusion Loan Advisors and TaeVestment.

I have always dealt with the big banks (Chase, Wells Fargo, and Bank of America) to finance or refinance my homes and other properties I’ve owned. I was looking to refinance my 800k home loan again. I assumed that going directly to the big bank would be the least expensive – until my friend introduced me to a mortgage broker
with Fusion Loan Advisors. My initial thought was– how could a mortgage broker, a middle man, give better deal than a direct bank? I went ahead and shopped around to get quotes from 3 different banks and decided to give Fusion Loan Advisors a chance because they were able to beat every single offer! The mortgage broker, Kiak
and his team at Fusion Loan Advisors, explained line-​by-​line how to compare shop and how to detect marketing schemes made by other mortgage companies. I highly recommend checking them out. They are very honest, get the job done right, and provide quality of service. Best of all, their mortgage staffs have high credentials in
personal finance which help me properly structure my mortgage to fit my financial plan. You can check out their sister company Integrated Tax Service. They got consistent and Five Stars recommendations.

Kiak Tae holds my highest recommendation as a great businessman and creative force behind the work he does with his companies.
My real estate company worked as part of a team with Tae’s Fusion Loan Advisors for loan brokerage services with a mutual client that had purchased residential (1 – 4) Income property.
Countless hours and diligence and amazing customer service with great chemistry with all parties was displayed by Kiak. It’s rare to have such great follow through, thinking, outside the box creative and professional service that helped us all do our jobs better. Calls on the weekends, holidays and alwaysreturned calls less than 24 hours, in fact almost immediately. Kiak was on top of any issue that arose and or possibly arising. We got a heads up and there was little room for surprises with Kiak’s great work
I have to say the smartest Hard Working Lender I have worked with and brought magic to this team, many Thanks to Kiak and would refer him to anyone I know for trusted professional financial services.

After spending alot of money on a major house remodel last year. My wife and I decided to refinance our house loan in order to pull out equity and lower our interest rate. After shopping around and dealing with loan agents who tried to bait and switch low interest rates on us. We decided it was smarter to work directly with a loan broker instead of a loan agent. We went with Kiak from fusion loan advisors based on low interest rates, customer service and Unilocal reviews. We were not disappointed. Kiak made the process easy and kept communication high during the entire loan process and we were able to complete the refinance in a few weeks. The best thing of all, was that there were minimal closing costs due to special programs fusion loan advisors offered and we were able to save a few hundred dollars per month off our house mortgage.

sweet! my husband refinanced his home… Fusion Loan Advisors’ were pros at it and were very knowledgeable and helpful!
They helped with the following. hizzah!
1. Reduced interest rate from 4.375% to 3.125%, saving $ 445 per month.
2. Loan structured with 0 point and minimal closing cost.
3. Gain longer tax deduction period.
4. Loan closed on time in professional manner.
5. All questions and concerns were sufficiently answered.
Super awesome and professional people!!!

I greatly appreciate Fusion Loan Advisors’ assistance with finding a great loan for my first home. I was amazed by Kiak’s and Tina’s resources and connections. I felt confident that I received the best and most reliable loan and rate. I’m most greatful for their honesty and dedication. I’ve never met anyone who would literally work ²⁴⁄₇ and who could be depended upon 110%! Kiak and his senior loan officer kept me updated with the latest information from the beginning until the end. If I ever I need another loan I know exactly who to call. Fusion Loan Advisors is highly recommended in my book.