There is something BEYONDCRIMINAL with an HMO that WILLNOTREVEAL how much they pay to alcohol and drug rehabilitation facilities, that have their basis in 12 Step programs! Anyone paying the premium for this pathetic HMODESERVES the MONTHLYSHAFTING they get! Their so-called«Dental Plan» is beyond pathetic, and they don’t even list the specialty of their dentists correctly It is ALSO a waste of premium money! Going WITHOUT healthcare ISANOPTION, if THIS pathetic HMO, is the only thing you have to choose from!