Michael Colyer

I have now worked with Mike on a couple of different occasions and have referred family and friends to him as well. Mike is quite simply the best to work with. Him and his team are extremely responsive and will spend the time to walk you through every step of the process. When I worked with Mike originally, I was a first-​time home owner and he was beyond transparent and I knew I was being well taken care of… I’m beyond appreciative of the multiple conversations we had and he always took the time to address any question I had (I had a lot of questions:). Mike understands what it means to take care of his customers and that is abundantly clear in all of my encounters with Mike. Lastly, he delivers on every statement he makes. We were able to hit an accelerated timeline which left me with no doubt that it was a determining factor in getting us into our home. I look forward to a long standing relationship with Mike and would happily refer him to anyone.

we bought our apartment with a mortgage that michael closed for us. forget about that stressful period and that we never met him (although we asked several times for an in-​person meeting), we got a higher rate than he promised us at the beginning. we refinanced after 7 months with another agent. we needed a doc from michael about our loan balance. regardless of how difficult it was to get that letter, we recently (4months after refinance) got a letter from coldwell banker that there is a ~$ 3800 balance in our account from past mortgage. notice that we were in a very need of money at the refinance time, and he kept ~$ 3800 of our money. now coldwell says it takes 10 – 12 weeks of processing to get our balance back!
aside from the inconvenience he made at the time every dollar counts, this is an interest free loan you donate for ~6months to someone you never meet!
totally waste of time…

Michael Colyer is a most excellent mortgage broker. He and his team helped us transition from a construction loan to a 30 year mortgage seamlessly. Recently he let us know that it was a good time to refinance and walked us through that process. We are most grateful for his professionalism, and ability to make what could be a rather complex process very manageable. Well done Michael!

My wife and I were referred to Michael by our outstanding agent, Alex Wang, and we could not have been happier with the service, attention and results that Michael and his team (including Sulthana and Judy) delivered from start to finish. Michael was low pressure, always available and walked us through our options and what to expect at every step along the way. He and his team made the stressful, laborious process of financing a new home as easy as possible, and in the end, got us an even better rate than we were expecting. Even more impressively (since we were up against a comparable all cash offer), Michael’s promise of closing on an incredibly accelerated schedule of 15 days went a long way towards the sellers considering and ultimately accepting our offer. He met his promise, nailed the 15 day close, and also saved us a considerable amount of out-​of-​pocket money in so doing. My wife and I were highly impressed, and very thankful we chose to do business with Michael. I highly recommend Michael Colyer, and will certainly use him for any future financing needs.

Michael was simply amazing and thanks to his precious and talented assistance I was able to quickly secure a loan and buy my dream house as a first time home buyer in 2013. The process was seamless, effortless, very professional, and wonderful. I really felt that Michael was on my side at all times during the process and I am forever grateful to Michael for his help in making a big dream come true.

Michael Colyer is a very knowledgable, efficient, and thorough person to work with. From the onset of our loan intake and through the closing and signing of our home loan Michael was always supportive.
My wife and I always felt we were in good hands with Michael. Our realtor as well as our title officer even mentioned to us that Michael was a pleasure to work with and made their job easier.

Michael is one of the most knowledgeable, well organized, and effective mortgage brokers I have come across (with multiple refis behind me). He knows the arcana of the process cold, and has the gift of explaining every step of the process in simple, unadorned terms that make sense to any layman. Best of all, he knows how to get results, because for him, the goal is making it work for his customers — and you’ll know it from the very first time you talk to him.

We did a recent loan with Michael after a 3 months fiasco with BofA, who I would never go near them ever again. Michael was fantastic. It was the fastest and painless loan that I have gotten in the last couple of years. Everything is electronic, no paper. You just download everything to their site and it gets taken care of. BA would lose your documents and keep asking for different things over and over again. Felt like it never ends. They are terrible. I would highly recommend Michael as your loan officer.