Oceanside Debt Management

Like many Californians, I have had the experience of losing my Orange County home because it was upside down… and never attained more value than its selling price. Because the home did not increase in value … and the ex and I were on a road to non-​contested dissolution… it was easier to let the space go into foreclosure. Of course, that does not take care of claimed credit card debt.
During the long six months that you have to wait before CA divorce becomes finalized is so long… I did some research on debt consolidation, where you have a professional group or individual negotiate settlements with credit card companies, maybe set up repayment plans, all the way up to to bankruptcy.
I found for seven long years, a BK (bankruptcy) squashes your credit score. Friendly customer service folks at Oceanside Debt Management explained that there was a good option open to me: debt consolidation with structured repayment plans.
They broke down the numbers for me and created a plan that would pay off just over $ 22K in nine months… relieving me of the debts you get from allowing someone to use your credit cards… Say NO to authorized buyers, BTW.
It was been almost four years since the big D, I am no longer in debt.

I received a flyer awhile back about helping me with my credit card debt, I was a little skeptical at first but no I needed to do something about my debt. Considered bankruptcy but to be on my credit for 7 years then have to rebuild after that 7 years just seemed like a nightmare in itself. I have Oceanside a call and they walked me through the process letting me know that it wasn’t going to happen overnight, but over time a lot sooner than 7 years I would be debt free. I have to admit I’m sleeping and feeling better now that this is being taken care of.