Desert Schools Federal Credit Union

Please do not use Desert Schools Federal Credit Union. Their policies allow them to steal money from people who can not afford it. Below is what happened. I have used this bank for a few years because it was close to where I live. I would give them negative stars if I could.
On ¹¹⁄₅ I overdrafted my account less than $ 50. I received an overdraft fee of $ 35 which I’m fine with. At that time the very next day 11/​6, I deposited my check of $ 286 and at that time after my deposit the bank said my available balance was $ 285 My account was overdrawn and after everything cleared I had a 1.67 positive in my accout. I also deposited $ 300 cash at ATM the very next day on ¹¹⁄₇ and It showed my bailable balance of $ 301.67. I used my debit card about 10 times in the next day and Every time I checked the account it showed I had available balance and never said I was overdrawn. All of a sudden I got hit with 10 or more overdraft fees of $ 35 totaling almost most $ 400 worth of overdraft fees. I print out my bank statement and find that I did have a check deposited and it showed that it was deposited and had brought me to a positive 1.67 then the very next day I deposited $ 300 And the deposit shows That I had a positve balance and then immediately the next day, my accout showed many overdraft fees showing more than 10 $ 35 overdraft fees for every time I used my debit card. I call the bank four times and every time they hung up on me. The next available free day I had was Saturday and I went to the bank to explain the situation and they reversed three of the charges they said they Could only reverse three per year even though they made the mistake. They said that’s all they can do for me and there’s nothing else that they would do. I’ve asked for the supervisor at a bank branch on Lake Pleasant in Peoria and the supervisor called the back office and found out that they put a hold on the check I deposit for $ 286 which it never showed a hold and the statement. It showed it was deposited when I checked my bank online it said available balance of $ 301.67. If the bank statement shows I had a positive balance and then the ATM showed I have a positive balance why am I being charged overdraft fees. The person that I talked to at the bank agreed and reversed three of them but then said that’s all she could do. Once I called the main office as she instructed they basically said that it was my mistake not theirs and there’s nothing they were going do about it. I do not make a lot of money and I work hard for the money I make and what they’re doing is basically stealing from people that can’t afford it in the first place. If they werent at fault why would they refund three of them but no more. Desert schools Federal credit Union is stealing my money when they have no right to. They did not put a hold on my check because it said I had a positive balance and then I deposit $ 300 cash immediately after that which would put me positive anyways. I have printed proof of it I have documentation to show that I was positive and they are stealing the money from me and I want everyone to know the Desert Schools Federal Credit Union is robbing and stealing from their members. Other banks if they put a hold on your check, they do not show it as available but Desert Schools bank showed it was available to me.
Please if you do not make a lot of money, do not use this bank. They will steal your money with over draft fees even when you are positive by putting a hold on you check without notification. Then they even show it is available online and by the ATM. This is basically robbery but they can get away with it.
PLEASE PLEASE PLEASE BE AWARE OF THIS HIDDEN PILICY THAT I AM SURE THEY ARE MAKING MILLIONS FROM YOUNG PEOPLE AND FROM PEOPLE WHO DO NOT MAKE A LOT OF MONEY.