Apex Home Loans

When it comes to getting a mortgage, I’m sorta a nightmare. I’m self employed, I ask a lot of questions, and I always shop around to make sure I’m getting the best possible rate. Larry Finkleberg at Apex Home Loans did a phenomenal job walking me through the mortgage process — and more importantly — keeping my mortgage alive when things got hairy.
My mortgage was more complicated than most. Negotiations between the seller and myself took longer than usual so I had to lock in my interest rate beyond the traditional 30 day window. Larry did a great job walking me through my options (paying for a rate lock extension vs letting the rate expire and locking at a higher interest rate) and ultimately got me a very competitive rate.
To complicate matters further, the seller agreed to do some pretty significant repairs to the house before settlement. This was great for me as a buyer but it created a lot of paperwork and red tape for obtaining a mortgage. Larry and the rest of the team at Apex did a excellent job keeping the process simple an hitting all our deadlines to ensure we were good to go in time for settlement.
If you’re thinking of getting a mortgage or refinancing
Go with Apex. Ask for Larry. Live happily ever after.

I went with Apex when purchasing my first home, and I’m using them again with my next. Apex has been great. Specifically I’ve been working with Keller Shinholser. It seems like she is always available for my spontaneous questions! I can email or text her at any time and she gets back to me promptly explaining everything in detail. She’s honest and doesn’t beat around the bush. If you can’t afford something, she’ll tell you, then tell you ways to possibly remedy the situation. She has given my wife and I tips about how to increase our credit scores, as well as other methods to assist us in qualifying for the best loan possible. I will use Apex for all of my future home purchases as I get the impression that they really care about their clients. Keller has made the home buying process less stressful by being so available and candid. Highly recommend!

I just refinanced with Apex again and the process was again smooth and expert. I appreciate the great options they have for secure electronic communication. Uploading forms to their encrypted site sure beats FedEx and Fax. Having the closing at my home was a tremendous convenience. I’ve done a fair number of real estate transactions over the decades and Apex is the most friendly and expert of any lender.

I am in the process of purchasing a home in a few months. I have been working with Paul Defngin and is very pleased with his professionalism. He has provided me with useful tactics and steps into preparing my mindset as a home buyer. The company’s environment has a very welcoming feeling and seems to really care about your debt free future. I would definitely recommend them to anyone. I will be setting up my IRA soon also with the advice of Paul’s.I am very greatful to have met him, and is surely trusting him in this new financial walk.