AAA Fair Credit Foundation

I downgraded my rating for a few reasons…
If you miss a payment, you just need to call them and tell them to take off the draft for that month.
1) With that said, I had no $$ in my account and I had to call twice ore to make sure it had been stopped. For the amount of money I’m paying them to handle my debts, I’d expect better service than that.
2) I was told that I needed to contact the creditors themselves and let them know. I did, however the creditors all threatened to dishonor the contract if I didn’t send something, even if it’s $ 10. I called back AAA and the confirmed that. It would have saved me a lot of time if they had explained this to me before fighting w/​each creditor on the phone.
3) Upon signing up with AAA, they ask you to obtain some sort of documentation to show payment contribution and progress. I again called each creditor and they said they cannot because of AAA having Power of Attorney. I called AAA once again, and they confirmed that. After wasting an entire day of being on hold and speaking to my debtors (I only have 3) AAA could have saved that if they had informed me of these things ahead of time.
You can get your payment history online at the website, and they do hold Power of Attorney so only they can provide payment history.
In the end, the creditors will call AAA (or whoever you go through) and complain that yes they will drop you if you don’t pay the amount that was agreed upon. In reality they will take the payment you send. It’s when you DON’T send anything they will drop you.