Mike Hayter

2008 New Year’s Resolution: Do proper due diligence BEFORE investing with family. Long story short, I have a foreclosure on my record due do a bad real estate investment bet in Las Vegas, and I have bad credit for another 3 years… I love my parents. I do. But, grrrrr!!!
After a couple of failed attempts with other lenders to refinance my underwater condo with my bad credit, I was about to give up until my Father-​in-​Law reffered me to Mike Hayter with WJ Bradley. He’s technically savvy so we were able to do all the preliminary stuff via phone, fax, and email; we didn’t even have to meet in person until the day of signing all the final paperwork with a notary. Fast, easy, and simple.
I don’t know exactly what he did or how, some of the mortgage lingo went over my head, but thankfully he was able refinance my condo. Here’s how I’m starting off 2014:
1 Knocked off 4 years off my mortgage.
2 I get to skip one mortgage payment.
3 Monthly mortgage payments went down almost $ 300.
4 This all cost me nothing! (I could’ve lowered my payments further had I had paid down the points, but I chose not to.)
5 I’m thinking of buying a new car now…
2014 is looking bright indeedy! If you need a loan or a refi, even with bad credit like me, you need to talk to Mike! :)