Spazio Real Estate & Mortgages

It was such a pleasure working with Vincenzo. It was our first mortgage experience and it felt seamless. He working closely with our Realtor and was incredibly proactive, responsive and timely. This qualities are a must in the Bay Area housing market. Thanks in part to Vincenzo’s ability to remove obstacles, we successfully purchased the first home we bid on and had no delays in closing. Oh and our rate was great.

Vincenzo is the best! Here’s why:
— Got a great rate
— Sense of urgency to get the mortgage done, didn’t waste my time
— Guided us through the process
— Demolished obstacles and challenges
Quick example: we were on a vacation in Morocco when the refi hit some bumps that were my bank’s fault. Despite time-​zone differences and poor internet and phone access, Vincenzo made it work. We still got the great rate and still had a great trip.
I will absolutely work with him again!

We just refinanced with Vincenzo Scalisi. We have refinanced before and really dreaded the process, but he made it very easy. A lot of the paperwork was done online with electronic signatures and so it saved us a tremendous amount of time. From the very start he set reasonable expectations regarding both duration of the process and the cost. He got us a great rate too. He went over all the details with us in depth, took the time to answer all our questions. He was always available by by phone, email, or text to answer questions that would come up… it was like the guy was wearing a pager he would reply so quickly!!! Vincenzo is the best and we highly recommend him.

Vincenzo Scalisi is the best mortgage broker I’ve ever worked with. He’s cultivated relationships with the lenders he works with, and is able and willing to undertake lengthy negotiations with them on his clients’ behalf. His attention to detail is excellent, and he sets realistic expectations for how long things will take.
We loved that almost all formal document exchanges with him could be done via an SMS message followed by putting something into Dropbox. We never exchanged faxes or pieces of paper, and Vincenzo often worked well outside office hours to complete tasks.
In our case he was tenacious pursuing the refinance that was right for us, and showed up in person at the signing just to make sure there were no last minute hiccoughs. Did I mention that he’s also charming? We felt very well looked after by him.

Vincenzo is the best. In the past has helped me with great advises about my properties. Recently, I had some headaches from a tenant leaving one of my apartment. Vincenzo handled the whole thing very professionally and also re-​rent the same place right away saving me money and giving me back the peace of mind. Thank you Vincenzo

I was incredibly stressed about the idea of refinancing, but with Vincenzo, everything was easy! The initial mortgage when I purchased was a very stressful process, and I kept expecting issues to come up with the refinance, but they never did. Vincenzo kept me updated through the entire process and worked hard to get me the best rate possible. I also appreciate that he was there at the signing of documents, as the first time I was on my own. He has worked with several of my colleagues and they all have nothing but the best to say about him. I would definitely use his services again and would recommend him to anyone looking for a mortgage or to refinance.

Vincenzo helped us get a mortgage a few years back, and he was really great to work with– he really knows his business, was available for questions, and ultimately we got a much better deal than we expected –I recommend him without reservation! I am recommending him again now because this year, when I called to ask about refinancing, he was immediately helpful again, giving us expert advice about costs and benefits of several options – he is knowledgable and experienced, and is actually is in the business to help people,

Looking for a trustworthy mortgage broker who’ll get you the best rate possible in the most efficient way, no matter how messy the situation? Look no further.
Vincenzo walked into a hornet’s nest when he agreed to work with our near decade-​old TIC as we finalized our conversion to condos (our overdue financial divorce as I called it), but came out smelling like a rose (I might be mixing metaphors there). One partner had «questionable» finances, another was planning to sell, and despite a commitment to collaborate with a single lender as is recommended practice, the others decided not to follow through. Even though he had less upside potential, Vincenzo continued to work tirelessly for the benefit of all, coaching the other lenders and pushing for deadlines that we had agreed to.
It was a trying experience, but through it all Vincenzo proved himself to be extremely knowledgeable, able to navigate unusual complexities, and most of all, a trusted partner who gave me great peace of mind. I should mention that I’ve been a client of Vincenzo’s wife and partner, Brandi (Scalisi and Bernazzani Financial Services) for five years and I owe my financial health in large part to this «dynamic duo». Given the value of property in San Francisco and the investment this represents, I wouldn’t trust my business to anybody else.

Vincenzo is the best! I went to him on the recommendation of a colleague (he gets a lot of his business through word of mouth, for good reason!). He guided me through my refinance earlier this year and it couldn’t have gone more smoothly. Moreover, he got me the best rate at the lowest points available, period. I know this because I shopped around, speaking with several direct lenders and another local mortgage broker myself, and no one offered me as good terms as Vincenzo got me. Ironically, my loan is now serviced by Quicken Loans, but Vincenzo got me a much better deal from them than they were offering me when I went to them directly. In fact, the sales rep at Quicken tried to use high pressure sales tactics, telling me that there was «no way» that Vincenzo could possibly get me the deal he had offered, and she instead pushed me hard to put down a large, non-​refundable deposit with Quicken over the phone at that very moment – for a loan with worse terms and a higher interest rate. I of course refused. And guess what? Vincenzo did get me the deal he had originally offered, and on top of that he provided exceptional service the whole way through. He made the whole process incredibly easy by taking care of almost all the paperwork so that there were only a few documents for me to sign at the end and then voila! It was done. If you’re looking to refinance, don’t go to a direct lender, don’t go to a bank, and don’t go to another mortgage broker. Go to Vincenzo!

Great experience getting our REFI done!
We had a great experience with Vincenzo who helped us refinance our house. He was always on top of things, professional, explained about every step and number, and promptly answered any questions throughout the process. We closed super fast and he made the whole process very smooth.

We were first time home buyers and had first found Brandi Bernazzani in our search for a financial planner. Enlisting her for both services (financial planning & real estate) has been invaluable to us in making a wise real estate purchase for our family & our financial future. She comes from a real estate/​developer family and is an investor herself, business owner and mom. This enables her to understand our needs as a new family, but also help us buy something that makes practical sense for us long-​term.
Her husband, Vincenzo Scalisi, served as our mortgage broker and found us the most competitive loan. We had the best rate 4.875% and were able to put 20% down, when no other lender was willing to do less than 25%. He also went above and beyond for us because we were out of the country in the last days of closing, which made things very complicated.
We purchased a multi-​unit building and are very happy with the property and the process.

I was a first time home buyer looking in San Francisco and went to Spazio Real Estate to help me in my search. Brandi Bernazzani was my real estate agent, and she was awesome. She’s very knowledgeable, she took my interests into consideration, and really listened to what I wanted. Buying property for the first time was a huge step for me, and Brandi gave me the information, support, and confidence I needed to realize my dream. She took me through each step of the process and made sure I was read more ” read more ” comfortable. She tirelessly educated me as we went along. She accompanied me to many open houses until we found the right one. When I bought my beautiful condo in the Mission, she had all the connections to set me up quickly with professionals to do the necessary inspections and appraisals. After the purchase was complete, she continued to be available to me to answer all my new home-​owner questions and address my concerns. Brandi is fantastic! If she wasn’t available, her husband and business partner Vincenzo Scalisi was there to help me. I had a great experience with Spazio Real Estate, and I highly recommend them. I love my condo! Thank you Spazio!!!

I purchased my first home in June 2008 through Spazio Real Estate. Vincenzo is very patient and experienced. As a first time homebuyer I had no knowledge of the purchasing process. He explained it step by step as we went along in a way that was not difficult to understand. Spazio Real Estate made my first buying experience a very pleasant and wonderful one. I would recommend him to any one looking for a home in the bay area especially first time Buyers!