World Financial Group

Ive been working with this company for 5 months and it has dramatically changed my family and myself for the better. We are a company that work with real people for the needs of real people. Our mission is to help families become financially independent. We are very big on financial education but what has impacted me the most is the self development it can produce but it all starts with you.
This is a company for leaders and people that want to make it to the top in life. There aren’t too many people with the mindset that «sky is the limit» when it comes to setting goals. If you are not the average 9 to 5 person and you actually believe in yourself this is the company for you! If you’re someone that is 100% serious about achieving your goals and wanting to change not only your life but your families lives and so on to the next generation DO NOT let this opportunity slip through your hands. Time is of the essence.

The business model and the products offered by WFG are fully legitimate but just like anything else, a person interested to join needs to fully understand and not be ashamed to ask questions before signing up as an Associate or opening any accounts.
In addition, just like many businesses there are good and bad people within the business that is why it is best to work with someone whom you trust and can build a relationship. There are those who probably used unwise «recruiting» tactics without thinking of the consequence that it can ruining a company’s reputation and the good people. Similarly, there may be agents who did not do a good job explaining the policies. Good agents should be available for questions and often do a yearly review of the policy. It goes both ways, policy holders should also review their policies and if there is something they do not understand they should contact their agent or someone within the organization and not wait until someone dies.
I can only share from my own experience with WFG. I tried this business on and off since 2008 and in fact became a licensed agent, for those who does not know, you need to be at a minimum a State licensed insurance agent. That should clear some legitimacy issues. However, this is a PR and insurance type business which does not fit my passion and my personality. My wife has given it another shot recently now that at least are young children are not so young anymore and can be left with their own activities which allows her to have some time to do business and earn some income.
For many, this can be a good extra income opportunity and eventually a business (not just self-​employment) but as I mentioned not for everyone.

When I was in college, a friend called me up for a grand opening for her business. I attended and realized that it was a recruiting seminar. When asked what her job duties were, she couldn’t describe much. We were with other folks who were also recruited by their family/​friends. Everyone was very enthusiastic and gave you lots of positive attention. It was a very motivating presentation which included speeches and a short film depicting an immigrant man with an accent in his large house explaining how the company has helped him come from nothing to a millionaire. Then the person in charge continued with the «feel good — everyone can succeed» message by showing us charts and graphs, explaining the potential to succeed in the company referencing an ice berg.
I attended a couple of these meetings to find out more answers. Each time, I asked about this company, I received vague answers. I was told that the company sold investments packages and was sincerely intrigued since I wanted to know more about this topic. I was encouraged to create a list of family members and friends and turn that list over.
As future presentations went on, the new recruits were recognized in front of the other folks who have been there for awhile. They challenged us to make referrals and I was reminded again of that list of potential investors or family/​friends who may need help securing stability.
The more I knew about the company the more their advice and training in aggressive marketing practices I questioned.
They presented a list of investment vendors and shared that they can find a package that will work for you. However, they charge you a premium on top of those services. Some people are okay with that, but I don’t think having the company as a middleman is something that is necessary.
This company has been very successful in its MLM/​Amway-​style social marketing practices. It builds upon the trust of family and friends in order to inject their message of securing a better financial future for everyone that is involved. They utilize the feelings of hope and overcoming personal obstacles to succeed in their presentations and positively reinforces this with social acceptance in their weekly/​monthly meetings. For those who are financially insecure or harbor feelings of helplessness, this message can be very compelling and powerful in changing how you behave.
If you want to know more about investments, I would suggest looking up Bogleheads. It is very likely, you will become more informed about investing with less risk of misinformation.
This company does not do anything illegal. They are a legitimate company. However, with that said, its aggressive marketing practices and organizational structure is often associated with pyramid schemes. When someone buys your investment package, they get a percentage. The person who refers them to the company gets another percentage the person above them gets a small percentage and so on. Here’s a video on how to spot pyramid schemes.

Tell me… where can you get a financial education like what WFG offers? $ 100 membership entitled me to learn about how money works, how to invest in various programs — Taxable, Tax-​deferred, and, yes, even Tax-​exempt (helping my to keep my money as opposed to paying it all to uncle Sam)! In addition, WFG offers classes on investment strategies, estate planning, college funding, etc. The list is too long to list. I loved the positive energy this company brings and its mission is «No Family Left Behind» financially speaking. You owe it to yourself to check this opportunity out. Hey, at least you learn a lot about your own finances. What have you got to lose? There is a whole world of financial knowledge for you to gain!!!

I can’t speak for other offices… but this office… I’m very impressed with their service. People here are very friendly and sincere. They genuinely want to help people. I’ve been a client since 2006 and am continually learning to better my finances through World Financial Group. They’ve been very good with my mom as well. They’ve helped my mom afford to retire. She’s been retired since Sept 2010. They follow up with her periodically to keep her updated on her retirement funds and educate her on how to maximize and protect her assets from taxes, inflation, etc. And they offer really great financial classes for FREE on Saturday mornings!

This company teaches financial literacy, everybody needs that. I learned how to reduce my debt, the proper way to save money and protect my financial assets with guarantees.
I also see some people think there are free lunches out there that money will just fall onto their laps, good luck, I learned HOW to make money, WORKED HARD at it and I am seeing results. Thanks.

The negative feedback coming from these other reviewers about this place is true. Just do some research on Google and you will find out what this place is about. Unfortunately, I did not get the chance to do this before this «company» tried to get me sucked into their cult. I will list some red flags about this place. It’s possible the WFG (generic company name) will read this and learn to change their sneaky tactics.
1. Secrecy. You may not even know why you’re going there beforehand. Someone you trusted just told you to attend one of their late night meetings.
2. Extremely friendly cheerful people there who all say the exact same things to you. Very cult-​like.
3. Make you watch a video about how hard life is and make you think you will help people and make $$$ at the same time. If you try to leave they will try to stop you (even if you just want to use the bathroom).
4. ASK YOU FOR MONEY (Obvious red flag) — would any professional company that interviews you to offer employment ask you for money?.
5. Pressure you to sign some papers, submit personal info and credit card info right after the meeting (there’s no time to go home to think about it).
6. Ask for your friends and family’s personal contact information.
7. Make exaggerated claims that they will get you your series 6,7 license (which you have to pay for yourself) in just 3 weeks.
They will say how legitimate their company is, by stating they are a subsidiary of Aegon which is publicly listed. Regardless, THIS is not a publicly listed company. They rely on multi-​level marketing (aka nice word for another type of legal pyramid scheme) to recruit more people to join and pay them $, and to get people to be their customers.

SCAM!
My uncle somehow got sucked into this company. One day he showed up at my house unannounced with the purpose of making my parents switched their life insurance policy from Prudential to WFG, and to recruit my brother and I into their pyramid scheme.
According to my parents, my uncle and his mentor («upline») did not describe the purpose of the meeting or ask whether my parents would like to switch. They just ask for all the personal info, plugged everything into their niffy program, and *boom* — tell them to sign papers. The form was a request for coverage, not necessarily enrolling for the coverage. She called my uncle the next morning (within 12 hours) to cancel the request. However, a week or two later, my mom’s bank account was charged two times for (around $ 500 total). My mom called and complained; WFG said that’s the process of how things work and that the refund would take 3 months?!
If someone tries to recruit you into this company, RUN AS FAST AS YOU CAN! First, you have to pay $ 100 — which they charge overnight — to join their «network». They make you go to some meeting where you’ll be suckered into paying more money, and more money.
Look them up on
and you’ll see ALOT of complains by former recruits. These people are like savages hungry for recruits.
Also, according to this company, no copies of forms signed is proper procedure in this industry. *confused face*

The people at World Financial Group taught me a lot about making money and saving money! Whew! Good thing I found them! This location has lots of parking and has dedicated workers.