Opes Advisors

Where do I begin. First of all, I believe that there is a reason why the market crashed in ’07-’08, Mortgage companies like Opes are one of those main reasons. Ethically, you do not mess with a person’s money, livelihood, or place to live.
We attempted to sell our home in October of 2015 and Opes Advisor, Tracie Southerland provided the buyers with a pre-​approval letter for the amount they offered and in the pre-​approval stated:
«You have been formally pre-​approved. Following are the specifics of your pre-​approval:
* You have been pre-​approved for a purchase price up to $, and a 1^st loan amount
of $ and a 2^nd loan amount of $.
* I have reviewed the proposed offer and the time frames you have outlined are acceptable.
* I have verified the income, credit, and assets required for down payment and closing
costs.
Review and approval of the appraisal, preliminary title report and purchase contract will be
required.» TS
(I took out the exact numbers for confidentiality purposes, but they were pre-​approved for the full loan total of the purchase price)
Upon initial review, the buyers only needed to provide appraisal, contract, and Title report. (All of which were submitted). Close of escrow set for December 1^st.
Docs were signed by November 20, 2015. All contingencies had been removed, including loan contingency (through Opes) November 11, 2015. However, no one (buyer or sellers realtor) could get in contact with Tracie and the loan never went through…
This would lead me to believe something fraudulent was going on behind the scenes at Opes. Why on earth would a pre-​approval letter be submitted when the buyers could not qualify?!?
Opes is not a guarantee, consider another Mortgage Brokerage.

So my wife and I meant to write this review right after buying our home in October 2014, but time got away from us. When we decided to sell our house and buy a new one, our real estate agents recommended that we consider Andy Block of Opes Advisors for the financial side of the purchase. Andy was great — he spent a lot of time with us, on several occasions, helping us to determine how much home loan we could manage. Part of his practice and that of the firm is to help clients create a financial plan, in order to map out financial goals, and make sure that the ultimate home purchase fits within that financial plan. Andy was great to work with. He is extremely competent, knowledgable and nice. He was welcoming of us coming to his office with our infant son. When we found the right house and it came time to fund it, the process was more smooth then we imagined it could be. We closed on the house in 18 days, and were ready to move in. Our experience with Andy Block and Opes was very, very positive, and we highly recommended working with him.

This review is for Andy Block at the San Mateo office.
My husband and I are first time home buyers and needed some good advice.
Andy was amazing — smart, easy to work with, and honest.
He helped us prepare extremely well for our loan.
We ended up buying out of the area and when we provided our new loan broker with the documentation he helped us prepare, they were impressed. Our loan approval would not have gone near as well if it was not for Andy’s help. If you are looking to buy a home in the San Mateo/​Peninsula area we recommmend you meet with Andy early in the process. He will really help you understand the options, get your paperwork in order, and find a great loan. You will be extremely thankful for that when you finally find a home you want to buy.