America’s Home Loans

Simply put, Scott Lawson is amazing. We gave him a total of 3 weeks to go from loan application to funded and closed home purchase because our original lender «flaked», and Scott made it happen. What I really like is that Scott knows his stuff. He knows what is needed for the loan and will work with you to make it happen.
And, Scott is open, honest and let’s us know exactly the real situation and facts. I have never worked with a person before who is so responsive and available to answer my questions. I even called on Sunday evenings and Scott took the time to talk to me.
Scott has a great rapport with the lenders and with the escrow/​title company as well. I call him Mr Proactive, as he will analyze and anticipate and work with you beforehand.
So, our entire process was less than 21 days. We had pressure from our sellers to accelerate the closing date by an entire week. Guess what? Scott made that happen and then some. In fact we had to wait a day or two for the sellers to catch up.
I highly recommend Scott and his team. He explains everything, yet magically makes it happen. We are now proud new homeowners! Thank You, Scott!
I’m not sure what to say except that you are wasting your time, money and mental health if you go anywhere else.
P. S. I work for a big bank which shall be nameless. Big banks take their time and introduce all kinds of crazy hoops. I went with Scott instead.

My wife and I had the pleasure of working with Scott Lawson over the past couple of months to purchase our first home. Scott was extremely helpful and made a confusing process as smooth as possible. I would recommend that anyone looking to finance their home contact him for a pleasant experience.

I used Scott for my refinance and everything went smoothly! Great person to work with and very helpful!

Scott is amazing… if you are shopping for the most competent broker, immediately STOP looking and call Scott… He’s hand’s down the BEST… he is extremely professional and knowledgeable regarding the complicated mortgage industry… he was able to translate all aspects of our mortgage into terms we could understand… also, he was COMPLETELY accessible during all phases of the most important transaction of our lifetime… one time he answered my call before the phone even started ringing on my end… even it was a simple question, i felt Scott was always available and answered my questions in a way that made me feel confident i understood what was being said… he got us an interest rate that made my entire family jealous because it was better than theirs and helped us to improve our credit scores in a way no else could… the proof is in the pudding because 2 years later, we are refinancing with Scott because he is getting us an even BETTER rate… if you need a broker, you’d be foolish to go with anyone else in Sonoma County…

I found Scott through my family friend who worked with him for years through a local realtor. She has been telling me for years «If you ever want to buy a home, talk to Scott Lawson!» and boy was she correct.
Scott was an excellent resource through the process of procuring our FHA loan to buy our home. He was always available, quick to respond to e-​mails and calls, and very reassuring through the very stressful process. He was ever patient with my constant questions and seems extremely knowledgeable about the world of home loans and banking. Scott is extremely honest, tell it like it is, and will give you a great idea right off the bat if what an appropriate loan will be for your family as well as helping you to determine what you can feasibly afford. He seems very focused on great customer service and would call us anytime, day or night, to make sure that our paperwork was done and if something got missed was on it right away to get it corrected.
I felt well taken care of, informed, and most of all I trusted Scott through the entire process of our loan. I feel like in this day and age, having that trust, is extremely important for home buyers.
I would go back to work with Scott in a heartbeat! Thank you for a wonderful experience and thank you for helping our home dreams come true!

I found Scott on Unilocal because I wanted to work with someone local. But I ended up going with redwood credit union. They were nice but unresponsive to questions and e-​mails. Finaly I got frustrated and backed out of that re-​finance and started working with Scott. It was a great experiance. Not only was he knowlegable on the process but also if I had a question he would get back to me shortly. He made a complicated and confusing process easier. Thanks Scott great work and I strongly recomend you to anyone with a home loan issue.

Before we found Scott Lawson, we were working with another broker who did not put any effort into helping us get a loan approval. My boyfriend I had no idea what we were doing because we were first time home buyers and very young.
Scott jumped through countless hoops in order for us to get the approval on our loan to get our home and we are very grateful for him. He is very friendly and has good communication. He was willing to work around our busy work and school schedules and even met with us to sign the closing documents with a mobile notary. I definitely recommend him to any first time home buyers!

I’m the Account Executive at Parkside Lending LLC. that works with Loan Officer Scott Lawson on his conventional Fannie Mae loans.
If I was a borrower I’d take my business to Scott because he is very thorough and detail minded, which is key to our increasingly complex industry. Many Loan officers stumble over complex situation and delay their borrowers’ files, but Scott and his team are on top of every detail that matters for funding the loan. Scott is also well versed at communicating with the lender staff and myself to clarify loan condition etc to expedite a file or situation.
I’ve been in the wholesale side of the mtg industry as a sales rep for wholesale lenders for over a decade and I can confirm that Scott’s skill are unique and effective at getting your loan closed in the complex world of residential lending. Scott and I have funded millions of dollars of loans and satisfied his growing set of borrowers on each transaction.
Parkside Lending LLC is a great local lender, based in San Francisco with a sharp and exclusive focus on residential loans. Bring your business to Scott and he and I will take great care of you.
Kind Regards,
Dan Fahres
Senior Account Exec.
Parkside Lending LLC

Before looking to purchase a new home I met with Scott on the advice of a friend.
I was impressed. He was honest, forthright, and direct.
Once I found a home and an offer was accepted, Scott took over. He was absolutely on top of things, available on weekends and evenings. It was a refreshing change from dealing with a big bank, and the personable nature of the service he provided made what was a stressful time much, much easier.
I cannot speak highly enough of Scott’s service, and in the future I will be using his services again without question.

Scott has been our mortgage adviser since 2005. We trust him greatly. He has always been there for us. He has advised us through many stages in our financial life, good and bad. We consider him a friend now. No question is dumb and he definitely makes his customers feel valued. Any financial/​mortgage question that comes up we automatically look at each other and say, «let’s talk to Scott». Five stars +!

I bought my first house, thanks to Scott. He is a true professional. He made the whole experience painless

Just got done w/​my meeting w/​Scott Lawson and let me tell you, this guy knows what he’s talking about! He has made me very optimistic in owning a home sooner than later! I look forward to working w/​Scott in the near future :)

As the Manging Partner of an award winning design firm I deal with Professionals from many walks of life. Without question Scott Lawson clearly stands above the mark of excellence. My particular refinace was complicated by the worst personal and global finacial disaters of a lifetime. There were several complicating factors which all worked against a sucessful refinace but Scott found a way to make it happen. He committed time, intelligence, and integrity to the process which would have fallen apart without him. I simply could not recommend a better agent than Scott Lawson.

I have worked with Scott Lawson at America’s Home Loans for one purchase and two refinances.
America’s Home Loans is a fantastic lender. I am a very painful customer to work with. I am very detail oriented. I audit every form that I have to sign very carefully before signing. I question everything. I hound the professionals that I work with (whether real estate professional or lender) to make sure that they are giving me the best possible service. Scott (my loan broker) not only accommodated me in every possible way, but he seemed genuinely happy that I was an informed consumer.
I purchased my home as a second home under freddie mac guidelines with only 20% down. At the time, every boutique and institutional lender told me that I had to put 35% down, but Scott was able to find me a number of lenders that could do my loan and at a very competitive rate. Without his ability to find lenders, I would not have been able to purchase my home as I could not buy it as a primary home.
When I was doing my refinance, I was wary of the credentials of the appraiser. Scott immediately contacted the bank and made them bring me someone that was more professional. My appraiser was top notch, and my home ended up appraising at a time when many homes in my area were not appraising favorably. Little details like making sure the appraiser is up to my liking is one of the many things that Scott is good at taking care of.
Scott is also good at getting all the necessary documents up front just in case the lenders spring last minute loan conditions that need to be resolved in a timely manner. He thinks ahead and anticipates potential roadblocks very effectively.
When lenders begin to slow down the underwriting process due to high volume or new guidelines, Scott knows to get a 45 day lock and to work especially fast in order to avoid having to rush at the end to get the deal done. This really helped keep us from being too stressed throughout the process.
Scott has made refinancing as pain free as it could possibly be by working really hard behind the scenes.
For both of my refinances, the products Scott was able to find were at least an ¹⁄₈ better than other lenders (boutique and institutional) give a fixed loan cost.
When I asked Scott to help me finance an investment property, he told me that for those types of products, other lenders would be better in terms of price. Even though he would lose money, he felt that I could get a better deal elsewhere, so he let me know what my options were. What lender does that these days?
Scott offers the best prices and the best service.
I highly recommend America’s Home Loans.