Acceptance Now

1 review
1.0 star rating 2÷27÷2016
la queja es para el acceptance now dentro de Bransmart ya que aqui no lo pude encontrar. hace unos meses compre un televisor en este brandsmart que me costo menos de 400.00 dolares… hice mi primer pago todo bien. hasta que se cumplieron los 3 meses. hoy llame para liquidar ya que he estado atrasada por todo lo que me a subido este televisor que compre… el televisor no costo mas de 400 dolares mas ciento y algo que di de entrada y voy por mas de 500 dolares pagado y todavia debo 450.00 dolares mas no se cuanto con todos los cargos escondido que ellos tienen. LOS EMPLEADOS DE ESTE ACCEPTANCE NOW EN BRANDSMART FRENTE A DADELAND TIENEN UN DOCTORADO EN MENTIR. Hoy cuando llame hable con emely y le pregunte por mi balance a ver si lo podia liquidar hoy ya que debo mas de lo que he pagado y de lo que costo la mercancia. bueno, me dice que debo 450 dolares bien hasta ahi… le dije a Emely que como debo tanto cual era el minimo que podia pagar en ese momento y me dijo 188 dolares todavia mucho pero al querer terminar con esa estafa lo pago… al terminar le digo que me diera el balance ya deducido los 188 dolares y me dice que todavia debia 450 dolares, me subio la presion. cuando le pregunto el porque me dice que como estaba atrasada todo se fue en intereses. osea, los intereses fueron el 100% de los 188 dolares. despues de hablar y hablar y explicarme no se que tiempo de la gran estafa que esllos tienen al final me dijo que me entendia y que hiba a hablar con su jefa (SISI) para que la manager sisi me acreditara los 188 dolares y asi al yo liquidar los 450 dolares solo pagaba eso 450.00 dolares a este punto ya he pagado mas de 500 dolares por la mercancia que era menos de 500 dolrares osea ya he pagado mas del 100 por % de intereses y todavia debo 450.00 dolares. Pasaron mas de hora y media y no me llamaron. llame varias veces y no contestaban hasta que por fin logre hablar con la manager (SISI) cuando hable con ella supuestamente no sabia de que le hablaba lo cual me di cuenta que sabia por la respuesta. le explico todo lo que escribi aqui y me dijo que si que fuera que me hiba a acreditar los 188.00 dolares asi yo liquidaba el Lunes y no tenia que botar mi 188,00 dolares en intereses. pero me dice que tengo que ir en persona okay le digo que si. cuando ya voy para alla me dice que hablo con la manager regional y que la manager regional le dijo que no me ayudara porque yo ya me habia atrasado con el pago… MI GRAN CONSEJO ES NO CAIGAN EN ESTA ESTAFA AL MENOS QUE QUIERAN REGALAR SU DINERO

Don’t be fooled. Yes, you have shabby credit but-​you shouldn’t be taken for a ride. I can enumerated issues on here but will stick with the fact that if you do not pay say, within the 4 – 5 months you sign up for, SAME AS CASH, mind you, your recliner sofa that you may had «bought for $ 550.00» will become a $ 1,200 sofa if you don’t pay it off as scheduled. The trick is their website will only allow you to pay a set amount, you cannot make a couple of bucks extra payment, or pay them couple bucks more. You HAVE TO CALL THEM to pay any different amount and pay on the phone. The other issue is, their site may glitch and charge you 2x the amount, even if it says it cannot «currently process your payment» or if it tells you that «you have entered the wrong expiry date», therefore, God save your party soul if you make the payment of say, $ 200 on a Friday, because if it glitches, watch out to be out of $ 400 on Saturday until your bank is open again to correct it! You’ll be eating at the Drive thru Dollar Menu and drinking with the pennies you saved for rainy day. And that rain will nbe your tears from realizing you are F**ed and you should have saved cash to buy your item, instead of financing with these charlatans

I have been researching this company to see if it would be worth me trying. I have read very little good about this company but that is to be expected with these types of companies sometimes and people only print the bad. So, I tried calling both the local in store department and the corporate number to get a feel for finance charges and locally they refuse to discuss any APR over the phone because they, admittedly, never get to see these numbers. The corporate lady on the phone didn’t even know what an APR was! Now hold the phone, you work in financing/​leasing — and you don’t even know what it is?! Never the less she too couldn’t discuss this because she didn’t know. You have to go in and fall in love with your furniture, then sit down and so they can give you a number that seems affordable but with no details on how much you are really paying. This is a scam on impulse buying at its best. In my mind it shouldn’t even be legal. But unfortunately it still is and people who are already struggling will continue to struggle by falling for things like this. These people do not care about helping you, they care about putting you in a bind and then taking advantage of you for ridiculous prices. Review after review states how they have screwed people over.

(scam) they take payments and at the end 90 days same as cash I end up paying $ 300 more. This is a total scam be aware of this company don’t waist time and money and get other options somewhere else

At first I was happy with my purchase and was told the couch would be 1700. Well 2 years and 3500 later I’m still paying on the couch, if you miss a payment they will call you 10 times a day including your job and all your contacts. I actually just got off the phone with them and let them know I might not be able to pay this month and was basically threatened about coming to pick the couch up. When I asked about how much in total the couch would be I was told 5000!!! For a stinking couch! .please be aware of this company they know the balance will be put on your credit report so they really don’t care if you fall on hard times and can’t pay the 170 a month bill even for one month. Also they are affiliated with Rent a center. NEVER AGAIN

Scumbags charge u extra 25 bucks a month for insurance n when u get Insurance the try to not take it n try to make up excuses to not take they are a scam n sad part is I never ever missed one payment n only ha e 2 left never again

Total scam. You have to make sure your account is set up 48 hours prior. We did and still didn’t let us do pay. Conveniently charged us a $ 15.00 late fee. They keep you on hold forever. Do Not Recommend! They are conveniently trying to get you to screw up so they can collect full interest. Total thumbs down

Got furniture in august, paid for September as well. Paid every month on time, come February I call to get my balance so i voild pay it off it was the same as when I started. Talked to Shirley (not helpful), talked to Cohen (Shirleys boss), he was an ass well and never got back to me about my situation. They came and got there furniture, so that I could move on with my life. If I had known they were affiliates of rent a center I wouldn’t have been bothered with them in the first place. Paid them money from September til March and no one could tell me the break down of where my money was going for me to still have such a high balance. I’M NOT DONE WITH THE YET!
The crazy part is that there employees (several people that I’ve spoken with) know that this company is a scam, but they can’t say anything, which is understandable.

After being denied credit at the Ashley Furniture Store in Schaumburg, and being denied once again from GE Capitol due to not having sufficient credit history, I noticed a area in the store where a rep by the name of Fran sat representing Acceptance Now. This is a company that offers credit without needing to go through a credit check and actually helps to build your credit by reporting monthly through the credit bureaus. I was approved for $ 3000 credit and was allowed to split my credit line between the stores that they operate out of which includes Sears Outlet in Elgin, HH Gregg in Schaumburg, Value City in Streamwood, Ashley Furniture in Schaumburg and Tiger Direct in Hoffman Estates. All of your needs are met through this one company. I gave 5 stars because their District Manager, Robert Seidita went above and beyond to ensure that I was satisfied with my purchase and that everything met my expectations, before, during and after the sale. This one aspect of Customer Service seperates them from their competitors. I highly recommend this company!