Fix Your Credit Consulting

I spoke with Amanda today and she’s fantastic!!! so personable and knowledgable. She answered all my 20 million different questions and was sweet and patient as can be. I’m totally confident that my Credit score is going to change drastically.

Sandra and her team did an amazon job with helping me fix my credit. I was a little hesitant at first in hiring a company to help fix my credit, but I got over my denial of how bad my credit was an called them up. After speaking with them regarding my credit past (a few credit cards that went into collections, a court settlement on one of my accounts and a huge list of credit inquires), I agree to start using their services as I have been thinking about selling my current loft and buying something bigger and I knew my credit would be a major issue once i started looking into the process.
I initially spoke to them on Feb 1^st and my 3 credit scores averaged out to 575. (No wonder why I couldn’t get any credit cards) It’s now towards the end of May and my credit score has jumped up to above 700. I’ve gotten approved for a credit card and I’m learning the things I need to do to help keep my credit in good standing.
Thanks again Sandra.

I called Fix Your Credit Consulting company to get their help in increasing my credit score. When I explained my credit history to Sarah, she mentioned that I was better off taking action on my own and didn’t need to hire them. It is rare to have a company to have such ethics to not take advantage of a customer. It is no wonder this company has such good reviews.

My name is Jay S from Florida… I read a lot of reviews on credit fixing places and my research led me to Fix Your Credit Consulting… I called and spoke to Amanda. She was very upbeat and full of information. She asked me what my major concern was. I told her i had great credit back in the day and there came a time when I lost my job and could not keep up with my payments which led into 4 accounts going into collection. After that part I had too many inquiries within a 2 year span cause i was desperately trying to get credit so i can start to rebuild with no luck. I told her my score was 540. She said no worries… she told me her motto is to get me to a 700 score within 6 months. I am so happy to say it has just been 5 months and i’m sitting at a 709 score as I type this review. I can’t thank Amanda and her wonderful staff enough for all they did on their end… all they asked me to do is just send the credit reports back to them showing them what got removed. One of my collection accounts was $ 4200…i was wiling to settle with them… but Amanda said let us try to take care of it… I had 37 inquiries within 2 years… they removed 22 of them within a month and a half… No lie… I was astonished. They also took care off all my collection accounts. If you are reading this, let me say they are worth every penny. Thank you Amanda and also big shout out to the whole Fix Your Credit Consulting Staff, You Guys Are AMAZING!!! I just applied for a Chase Freedom Unlimited Credit Card with 0% interest for 15 months and got instantly approved so that I can take advantage of doing a balance transfer. Such a great feeling to have my credit back to where its supposed to be. Amanda … thank you again… You deserve a raise :) I recommend you guys to many people and will continue to do so. Next Step… House shopping. I can now sleep well thanks to Fix Your Credit Consulting. And as a side note… I don’t know who Kelly E. is but she is the only person giving 1 star when everyone else is giving 5… it always takes one person to ruin things for everybody but let me tell you this… Fix Your Credit Consulting is 10 STARS!!! THANK YOU GUYS ONCE AGAIN… MY FAMILY THANKS YOU AS WELL. #FixYourCredit #GetYourCreditGameUp #ASAP

I was skeptical that a company could help me clean up my credit. Sarah and the rest of the team are very knowledgeable about what you need to do to raise your credit score. They helped bring up my score over 100 points. The process did not take too much time and saw fast results. The best part about this company is that they handle so much of the paperwork and are good about keeping you updated on how the process is coming along. It was the smartest small investment I’ve made in a long time. They’re also very reasonably priced — well, at least I thought so. I highly recommend.

I would it give this company No start at all let me explain why I was trusting this company to help me fix my credit since I’m a victim of Identity theft, I payed upfront $ 180, due to good reviews at Unilocal I hired this company, I expect this company to provide me with updates and help me improve my credit they didn’t when I request info no call or email response what so ever I decided to contact Equifax myself and dispute all items update information etc I even got my credit score etc I was charge this month April $ 84.00 again from Fix your credit. Finally they call me first Amanda then Sandra Ruiz after over a month that I had email them asking for credits updated. Now they want me to open a credit account to view my scores I have to pay too, I told them that they are not doing there job, Fix your credit never call Equifax to dispute anything I did it bymyself I told them I won’t pay you anymore because is not fair to pay a company that is not doing much for their clients. Now after I told them they are not doing their job Sandra keeps calling, texting now I being are harrased is ridiculous. Some tip save some money call Equifax directly stop wasting money they will help you to dispute items right away.

Sandra raised my wife and my credit score over 100 points in about 6 months. Most importantly, she helped me remove several key derogatory items on my credit report, which allowed me to refinance my home from an 8% interest rate to 3.375%. I was not able to refinance my property because of these derogatory items and after doing so I am saving over $ 2500 per month! I feel like I have a second chance at my credit and will not make the same credit mistakes again.
My derogatories included a foreclosure started, a charge off, four 30-​day late payments, and 10+ credit inquiries. Over a 6 month period and after countless attempts, we were able to remove every single one of these issues! I still cannot believe she was able to do this.
She is a great communicator and has a calming demeanor about her. She never lets you lose hope and keeps you positive throughout the whole process. I am not going to lie. The process is emotionally draining especially when you are trying to get yourself out of a tough financing situation and/​or trying to buy a home and cannot because of derogatories.
The process, as many other reviewers have pointed out, requires you to be diligent with forwarding correspondences to Sandra. Attempts to remove items on your credit do not work the first time. There are several different strategies to removing items based on the type of derogatory, the creditor, the bureau where the derogatory is reported, and the status and type of account. Sandra has the insider information and experience to know which angles may or may not work.
This is what I’ve learned in the process.
1. Take ownership of your credit — don’t be in denial. You made mistakes. You can wait out the «waiting period» OR you can take ownership of your credit and try to fix it.
2. Be patient and diligent — it’s not going to be easy. You are going to get denied. Denial will feel like the time you got denied for your loan when you realized that you credit has issues. Don’t lose hope. Keep trying. You will get the results you are looking for.
3. Give yourself 6 months to a year — plan in advance. If you want to buy a house in a year, you need to start cleaning up your credit now. It will take time. There are 30+ day turn arounds for each attempt to remove.
Thank you Sandra for all your help. It is because of you that I have been able to get my family out of the situation we were in. My refinancing closed last week and I have you to thank! I STILL CAN“T BELIEVE IT!

I don’t have the best credit and called to get some help and advice. I got an immediate response and help from Amanda the same day. She is extremely helpful and sweet! She told me I could fix the problem on my own and how to fix it so they wouldn’t have to charge me. I appreciate any person who actually wants to help and isn’t in it just for the money, I would definitely call again if I ever needed it! :)

I highly recommend Sarah B.
1. She’s really good at explaining your options & breaking down confusing credit situations
2. Within 3 weeks I saw things being lifted off my credit report (including $ 9,000)
3. She’s really easy to get ahold of in whichever mode of communication you chose
4. Everything can be done completely over the phone
5. She’s really nice and encouraging about even the stickiest of situations
6. She’s very honest and doesn’t promise things she’s not confident she can be successful with
Also her assistant side kick thingy Angela is very nice and super on it. She facilities a lot of interaction between Sarah and I… I trust both of them very much and started out super skeptical.
X

I really wish I could give this place more stars than 5. I was one of those skeptics who thought this place was too good to be true, but believe me it is not. My wife have been working with Sandra for 2 months now and her credit score jumped up 100 points in all 3 credit scores. Practically everything negative was removed in the first month. They are nice and has very good customer service. I would recommend this place to anyone who is interested in fixing their credit.

I called for the free consultation and Sarah was able to give me some advice on increasing my credit score and having a plan. Surprisingly, she advised me that I could do it on my own since there wasn’t anything really negative on my credit report besides some late payments and debt. Sarah was extremely professional, kind and reassured me that things would get better if I followed her advice. I was avoiding having to deal with my credit situation for a long time because I thought it was beyond repair but finally dealing with it brought me some peace. I now feel confident that everything will get better.

It was from the IRS that I learned I was a victim of identity theft. This was the first time but unfortunately not the last. The first time was incredibly annoying and inconvenient. Trying to deal directly with the credit reporting agencies was extremely frustrating not to mention pointless. In December of 2015 I learned that for the second time I fell victim to identity theft. I was crushed. Knowing I did not have the patience or time to deal with the IRS EQ EXP & TU again, I immediately contacted Sandra at Fix Your Credit Consulting.
Sandra immediately put my mind at ease and walked me through the necessary steps to begin the repair process. They hit the ground running and within a few weeks FYCC was able to remove negative and fraudulent items from my report and dramatically increase all 3 reporting agencies scores.
The team at Fix Your Credit Consulting stands by exactly what they say the will do, they can change your whole life, if you want your credit straightened out they are the only ones for the job .
My husband and I are in the process of buying our dream home. We were pre-​approved and I know this dream would not be a reality had it not been for Sandra and Fix Your Credit Consulting.

So far I have been working with Amanda. She is super nice and doesn’t sound like an automated person which you usually get with other companies. She is super sweet and helpful.
I looked into credit repair due to Ford Galpin making about 15 unauthorized inquiries on my credit report, which of course, brought down my score about 100 points.
I really decided to go with them because I took a look into my mothers credit report and wow, there are so many foul things there. The WORST part, those items aren’t even my moms. Amanda even took a look at it and gave it a try. She has been so helpful, Angela is also nice and I do get emails from Sandra, so its good to see that everyone there is so involved in their clients file.
I’ve only started but i just wanted to let people know if there are thinking of calling here, its definitely worth it. You will get nothing but Representatives that care, which is rare.
Ask for Amanda and/​or Sarah, They both are very nice individuals.

I found them in Unilocal saw the ratings and decided to try them. I am so glad I did. Amanda, really helped me. She is very sweet and patient. She brought up my score just like she said she would. I provided her everything she needed and I did exactly what she told me to do. I say try them if you have bad credit or a very low FICO score. I look forward to my credit alerts especially when my FICO score increases. I’m so much happier. It was worth my money. They really did come through.

At first I wasn’t sure if this was a scam or not but took a chance because of all the positive reviews I read, I am glad I went with my gut because it has been such a positive experience. Unfortunately I was a victim of identity theft which changed my life, but after working with Sandra for a few months my scores increased significantly where I am definitely grateful. What a way to start out the new year!!!

I found this company on Unilocal and was extremely suspicious. I didn’t believe that anyone could (legally) do what they were advertising; and I thought it was fishy that all the reviews are five stars. I’m here to say that this place is the real thing!
Sandra is an extremely professional individual and she gets results that are absolutely amazing! In two months, my credit score has gone up 120 points and anything negative has been eliminated from my credit. As I understand it, she accomplishes these results by being diligent and by simply removing information that is potentially inaccurate.
Sandra and her team are a pleasure to work with and her services have already paid for themselves and then some. I was able to refinance a high interest loan which is saving me tens of thousands of dollars.
If you’re unsure but struggling with credit issues, I can’t stress enough how worthwhile a call to these people is!

My wife signed up about a month and half ago.
In one month all bad marks on my wifes credit score was removed.
About two months have gone by and the same for me.
Went from low 400’s to 700 in less than two months. Cant get better than that.
Very good communication with the staff, especially amanda. I will defenitely recommend
them to others. Thank you Amanda.

Sandra and her team were incredible. I had a fraudulent account on my report and any attempts I made to fix the issue myself only led to more frustration and anxiety. Can’t tell you how many times I was on hold, waiting to speak with a credit rep that couldn’t help me in the end, and concerned that this problem was going to cost me even more time.
Sandra and her people were on top of it from day one. Every email, every phone call and question was answered promptly and they fixed my problem in a fraction of the time they estimated it would take. It was such a huge worry off my shoulders to know that they were handling it. I loved working with them. Seriously, if you have any doubts, give them a call. They tell it to you straight and truly deliver.

Sandra and her team are awesome. After reading all these great reviews, I called and spoke to Amanda. She is a Credit Consultant and offered to help me. I didn’t want to be rude, but I told her I would like to speak to Sandra. She said Sandra was not available and could call me back or she could get me started with the process. Though I really wanted to speak to Sandra, I figured I might as well get started with Amanda since we were already talking. Amanda took me through the free consultation and I signed up with her and she became my point of contact.
Sandra you have done a great job of training your people. Amanda was really informative and made the process easy. I am around 45 days into the process and my scores have gone up roughly 50 points in all three bureaus. I know this because Amanda emailed me to remind me to keep open my monitoring system open :) This is only 45 days in. I can’t wait to see where it ends up.
I’m looking to apply for a small business loan and I’m hoping my higher credit scores will do the trick. Worse case scenario, I know I can now apply for some credit cards at reasonable rates. Thanks Fix Your Credit Consulting and Amanda!

UPDATE!!! April 23, 2015
I know I wrote a review in March but as of Thursday April 23, 2015 I am posting my updated Fico scores! I am also attaching pictures of the letter from Transunion showing four BK’s REMOVED! I have also attached a screenshot of my scores on
which is hands down the most accurate of the credit monitoring sites, and is also what the lenders use to establish risk.
Sandra did the impossible! She removed the bk’s (8 total– four from Transunion and 4 from Experian as well as the foreclosure on all three credit bureaus!)
My Fico scores as of Thursday April 23, 2015 are as follows:
Experian: 752 (4 Bk’s removed and foreclosure)
Transunion: 791 (4 Bk’s removed and foreclosure)
Equifax: 683 (3 Bks’ removed and foreclosure… when the last BK comes off I’m sure my Equifax score will then be in the mid 700’s!)
*****IMPORTANT NOTE:
If you want the type of results I received, it is YOUR job to do everything Sandra tells you! As soon as I received notifications from TransUnion, Equifax, Experian, I copied ALL PAGES– front and back and faxed over to Sandra and her team. If YOU are not dilligent in keeping her updated on your progress, you cannot expect miracles to happen. Cleaning up your credit is a partnership. she can’t do it without your participation and dilligence.
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I have attached pictures of my latest update from
and Transunion showing the BK’s deleted! Sandra is a miracle worker! You have no idea how grateful I am… I still cannot believe it!
Totally completely thrilled and grateful. Thank you Sandra for giving me my life back!
–Aurelia