Garrett Todd

Garrett is all talk. He is very unprofessional and shady. He was quick to gather all of my info but couldn’t come through to close escrow. He ignored all emails and calls and if he did respond he has many excuses and told me to contact his «assistant». I do not recommend him for anything unless you want a good talker with zero action.

Garrett Todd is amazing! He is tenacious and experienced and really cares about getting the job done. We were not able to refinance with anyone else, and Garrett came in and made it effortless and was able to get it done. Now we are refinancing with Garrett again. The first time he lowered our payments by $ 1000 and now he is ready to do it again. He is amazing. Once he sets himself to the job, he will get it done.

Garrett gave us great advice and service when we refinanced in February. He is honest, courteous, available, and professional. Part of our loan needs were out of state. Rather then string us along, he referred us to another broker who was better suited to what we needed. He was looking out for what was best for us.

Worked with garrett on reginancing our house. He was incredibly intelligent and straight forward. Nothing hidden. Always was upfront and attentitive to details. Made the process as simple and stress free as possible. If you want to work with the best dont wait any longer. Give him a call. He will definitely be gettimg referrals from me.

I am a real estate agent and I have been working with Garrett for many years now. He has helped me with my personal loans as well as many of my clients in the past. He is on top of his game. He is experienced, knowledgeable, responsive, and more importantly can get the job done. And his great personality makes the painful real estate process a memorable experience for the buyers. I highly recommend Garrett.

Garrett got me my loan and it wasn’t easy! Thanks in part to Garrett, I am now a first time home owner on a very difficult loan. Not only did he make the loan happen, but he kindly personally reimbursed me for the original appraisal that had to be redone. Thanks for making this happen!

Garrett has assisted my husband and I with refinancing our home loan in the past. We also recently contacted Garrett, and he assisted us with getting in touch with a great Realtor and helped us get the financing we needed to purchase of our new home.
While the loan process can be very stressful, Garrett tries to assure you during the process and tries to provide you with the information you need.

Words do not describe how great Garrett is… he stopped at nothing to make our refinance happen. he related to us as people not clients. he sacrificed personally… he is neurotic, but in the best possible way… obsessed with making something work that other mortgage guys failed at… highest possible recommendation

Garrett helped us not only refinance our home TWICE, but was also able to remove the PMI from our original loan, He is a true professional and am very satisfied and confident with his services.

Garrett did a fantastic job getting my in-​laws in their home in NoHo.
He was honest and patient. He was in-​touch throughout the entire process. I highly recommend him.

Never again! Suffice it to say that I lost thousands of dollars and 2 months of my time during which property prices went up by 2−3%. Had I completely relied on his representations, I would have lost additional $ 7,500. Garrett misled everyone (me — the buyer, my agent, the sellers and the sellers’ agent) to believe that he would be able to close my loan, dragged the transaction for almost 45 days and then came back saying that the loan could not be closed because the condo occupancy rate was 30% — something that he knew multiple weeks before. He was swearing that he could do this loan and even provided me with an officially signed letter. He ended up causing financial damage in thousands of dollars and as a matter of fact I am about to file a law suit to hold him accountable for his unscrupulous practices. By the way, Garrett is operating under a restricted license, so you might want to check his profile on California DRE website (
) before making a decision. I have been in multiple real estate transactions in my life, and this one is by far the most unpleasant, stressful, and disappointing experience I have ever had. I will try to follow this thread and will be able to provide you with contacts of ALL parties involved in this transaction so that you can hear «all sides of the story» and understand the qualities (i.e. the lack thereof) of the person you are about to deal with.