New Chapter Law Group

As a Real Estate professional, it is always important to refer quality partners and vendors to my clients in need. Nik and Kristin will always be a pair that I will happily recommend. They are extremely knowledgable, organized, and make an unpleasant experience as stress free as possible. I highly recommend you give them a call if you are struggling with finances. They can guide you and let you know what might be the best course of action for your particular situation. Truly top notch professionals.

I will never forget the shock I felt when Kristen answered the phone herself! We never spoke to anyone but our attorneys! After a previous negative experience with a different law firm I can promise you that is not the «norm» we would go weeks without being able to reach someone. New Chapter treats you like a friend, warm greetings, fast responses (even on weekends at times!) Kristen and Nik really care about their clients and practically hold your hand through the process! If you ever find yourself in position of needing to file New Chapter Law group is the ONLY WAY to go! Worth every penny for the peace of mind they provide. They are honest and upfront about all charges (something else that is not the «norm») One more thing to add, they understand life happens, we never felt judged! Thank you again Kristen for answering everyone of my thousands of questions :-)

There are not enough words to describe how awesome and helpful Kristen & Nik are. From the first moment you step into their office up until your bankruptcy discharge is done they are with you the entire way. My situation was a special one and they agreed to take my case and I instantly felt reassured knowing that they were in my corner. I highly recommend them to anyone looking for a bankruptcy lawyer or just looking for information. They will never make you feel pressured and they are the ones that handle everything from phone calls to emails, no assistants to bypass.

I am really thankful for the great job Kristen did for us. She explained every thing in detail and always answered our questions. She was there every step of the way and made us feel at ease with the process. She even put up with our kids during our meetings. Great people that do a great job.

Incredible service and fast responses! Kristen and Nik are an amazing team who are very organized and engaging in person. They both made me feel so comfortable with the entire process from start to finish! During the trustee meeting they once again reassured me everything would be quick and painless and it truly was! Nik and Kristen were hands down the most professional lawyers in the room and I felt confident throughout the entire process with them by my side. Once my debt was discharged they both continued to help me with any questions and advice on how to rebuild my credit. I’m so thankful I found this ‘dream team’ and highly recommend their services to anyone considering filing bankruptcy. Thank you!

We didn’t think we could do it and it would be possible to get out of our situation but Kristen and Nik made it possible and reassured us that everything will be ok. We had tons of questions and felt a bit embarrassed being so young and filing bankruptcy. Now our bankruptcy is finalized and we are finally able to start our lives over again clear of debt. They are seriously the best!!! Thank you guys !!!

Where do I begin ! Our overall experience with Kristen and Nik have been amazing, they reassured us about everything. We had tons of questions and felt a bit embarrassed being so young filing for bankruptcy but Kristen made us really comfortable with the whole experience! Our bankruptcy is final no bumps in the road easy process and never had to stress! We highly recommend them ! Don’t waste your time looking elsewhere seriously Kristen and Nik really take time to help you every way possible ! Thank you we are now debt free and can finally breathe again

Use New Chapter Law you wont regret it. They are very knowledeable and trustworthy. They are fantastic at what they do. They help you along the way and even after your BK they are still there to help you. Also from what I found they are very affordable for all the work they do.
My advise give them a try BET you will ge glad you did :)

There is no reason to be scared or uncomfortable with this dynamic duo! My first meeting with them I was super scared and nervous about filing. They made everything extremely easy! You are definitely in GREAT hands with them.
It is nice they have so many offices. Especially because I worked in Oceanside but lived in Murrieta. It made it easy to meet with them in Carlsbad if I needed.
They are always available to answer your questions and respond to your emails promptly. You can defiantly expect a can do attitude with both of them. They have exceeded my expectations and even now after I have settled I can still contact them with questions that may come up and they respond.
DONT LOOK ANYWHERE ELSE! I had spoken to a few lawyers and these two made me feel like it was more about getting the burden off my shoulders then the money. THANK YOU Nik and Kristin!!!

When we decided to go through the process of bankruptcy we instantly went to Unilocal and we are very glad we did. We are very grateful to have had the pleasure of working with Kristin and Nik. Three things I asked myself when meeting Kristin and Nik was, #1 Do these people care about us? #2 Can they help us? #3 Can we trust them? All three answers are yes. They spoke from the heart and are very transparent. Everything was black and white and they ensured we had all questions answered and understood. The character of these two was never questioned and we are truly blessed to have had them in our life. From the bottom of our hearts thank you Kristin and Nik.

New Chapter Law group are very knowledgeable, friendly and helpful. I had a very pleasant experience. New Chapter Law Group turned a negative situation into a positive resolution. Originally I thought the services were a little pricey but definitely worth every penny after everything is said and done. They are very informative, welcoming, polite and easy-​going. Walked me through the entire way. Handled everything. I’m so glad with my decision to choose them to handle my bankruptcy. Breath of fresh air and a fresh start. Couldn’t be happier.

I decided to wait on my review until we went through most of the process. As of today I am home free!!! I just got home from my Trustee meeting and I can’t tell you how happy I am that I hired Nik and Kristen. From day one with my free initial consultation they were super informative, kind, and honest. Brains AND Beauty, the both of them! They were both so relaxed, answered all of my questions without batting an eye. Rapid fire questions, rapid fire answers. I knew they were quite experienced.
My Trustee meeting has been haunting me and I was a complete bundle of nerves and anxiety since yesterday and they handled it beautifully. They put up with my crazy panic! They answered all of my questions, even if I had already asked them.
Both Nik and Kristen were very calm, cool, and collected, which is more than I can say for the other lawyers there. After watching case after case I began to realize that I had hit the JACKPOT! I may not know much about the law, but I do know that the courts require all of your paperwork to be in order. I was shocked at the amount of lawyers that either had no clue what was in the paperwork or omitted things. These weren’t simple honest «oopsies», we are talking bank records, divorce decrees, pay stubs!!! I started to become suspicious of one lawyer. Was he purposely screwing up to get more money from his client? I was panicking for him! I was so glad I had Nik and Kristen, they were on either side of me and assured me that my case wouldn’t be anything like what I was watching.
As promised, I was with the Trustee for all of 3 minutes. Kristen was there to back me up and all was right in the world. Every bit of my paperwork was in order. It happened so fast I blinked and I was leaving the room. Nik walked me out and I think I asked him about 3 times if this was really it. «That’s all?» «Really?» «No, really?». I even got a hug and I went on my merry way.
I will forever recommend New Chapter Law. I will be blasting them on facebook as well. People deserve to have good, honest, and trustworthy lawyers! And yes, I just used trustworthy and lawyers in the same sentence!!! These guys are a rare find!!!

Nik and Kristin have renewed our faith in humanity! They spent hours with us answering questions and going through different scenarios in order to help us determine which Chapter filing would be better for our situation. We never felt rushed, we felt like family when we talked. Trust is important and you will see that they are 2 attorneys that you can trust to give honest, frank and easily understood answers. When you are filing a Chapter 13 you will have a long term relationship with your attorney. Pick attorneys that will be there for you. Pick New Chapter Law –pick Nik and Kristn.

I am so happy that I decided to go with Kristin and Nik!
They truly are genuinely caring, compassionate people that made me feel at ease right away during the initial consultation.
If you are thinking about meeting with a bankruptcy attorney, worry about feeling embarrassed about your situation but want to have knowledgeable experts handle your case then you are in good hands. They exceeded my expectations, were always available and returned my emails or phone calls promptly.
They are both very warm and personable but were very direct with a creditor that tried to persue actions against me while I was under the protection of the bankruptcy law, and it stopped immediately. That’s when I knew I had made the right decision, because I had wanted to do this for my financial health for several years.
I wish I had done this sooner but now that it’s over, I’m not surprised at all that they are expanding their offices to Riverside and Orange County… that speaks volumes to their integrity and professionalism and I would like to extend my congratulations to New Chapter Law Group on their progression.

It was great working with Nik and Kristin, the overall experience was excellent! They helped with my mother’s bankruptcy case, they were both professional, knowledgeable, and helped us each step of the way. The process was extremely fast and I would recommend them to everyone!

I have been struggling with my financial situation for sometimes, so I finally decided to file chapter 7. I done a lot of research about chapter 7 and really focused on finding the right lawyers to help me. Through Unilocal I found these two wonderful individuals, Nik and Kristin. Nik and Kristin are not just some lawyers that want your money; they are great at what they do. They are knowledgeably at their job and know exactly how to get the ball rolling. I have consulted with other lawyers before making my decision to have Nik and Kristin represent my case. Upon my initial meeting with them, by the way, the consultation is free, they immediately put my mind at ease. They assured me that everything will be alright and they walked me through each step of the way. After leaving their office that day I was relieved. Within one week, Nik and Kristin were able to take on my case and file it for me. I have a court date waiting in a month. I could not ask for better people to help me through this tough time; my only regret is that I didn’t meet them sooner. Anyone that are going through tough times, don’t give up… give Nik and Kristin a call, I promise you that you won’t regret it. They will help you through it; walk through it with you and assuring you that things will be alright. Thank you so much Nik and Kristin for giving me a fresh start with my financial situation. (I will update as soon as my case is discharge.)