Asset Acceptance Capital Corp

I would select zero stars, however that is not an option here. About «Asset Acceptance Capital Corp.», they are trying to harrass my spouse for money, even though we know full well the debt is not hers. I definitely suggest you look up the FDCPA (Fair Debt Collection Practices Act) should you receive a letter from them. They are out to take advantage of people.

Thieves, liars, and scum.
I guess this is where I should put the disclaimer that I’ve never used the services of Asset Acceptance Capital Corp, on the contrary, I was served with a summons in January of this year– this bottom-​of-​the-​barrel ‘collection agency’ was attempting to sue me in small claims court through one of the too-​many collection agencies that masquerade as an Attorney’s office, and they were doing it in small claims court to try and skirt, if not completely ignore, procedure and law present in grown-​up court– a practice that they have a reputation of doing, hoping that their prey will show up unprepared, and without counsel.
If this happened to you too, get yourself a lawyer, and fast. Do NOT blow it off, and do not show up unprepared.
They tried to take me to small claims court through an ‘attorney’- and I use that term VERY loosely, so as not to offend ACTUAL attorneys out there who are not busy fling frivolous, unfounded lawsuits (if you want to know the specific type I am referring to, look no further than:
) for a 5+ year old charge-​off, which is a violation of the FDCPA (Fair Debt Collection Practices Act).
Never mind the ‘debt’ was not even valid, it was over 7 years old, and the statute of limitations in Illinois for credit card debt is only 5 years.
After doing a little digging (they had next to NO supporting information to prove that the claimed ‘debt’ was valid), I got my own attorney who got the case dismissed with prejudice, and has filed a counter suit for a violation of the FDCPA.
My only regret is that violations of the FDCPA are limited to $ 1,000.00 per occurrence– I’d love to see these crooked thieves put out of business. And apparently, I’m not the only one–
If I worked here, and somebody asked me what I did for a living, I’d probably lie and tell them I was a beggar, or maybe that I worked at the sewage treatment plant… either one would be a step up from working for AACC.
And once again– WHY can’t we give a place ZERO stars?