PC Financial Insurance is underwritten by this company, S&Y Insurance. I’ve been with PC financial insurance for 2 years now and it’s absolutely the cheapest rate out there. I’ve check Monnex, State Farm, the Personal, and none of the companies can match PC’s rate. At my previous insurance company I was paying almost $ 200 a month. With a renewal coming up, they actually increased my rate, even though I had/have a clean driving record. I decided to look elsewhere and found PC insurance. My insurance ended up costing $ 50/month less, which worked out to about $ 600 annually. Pretty good savings if you ask me. I just got my renewal policy in the mail, and they reduced my rate by $ 7 a month, a little over $ 80 a year. That’s pretty good considering it’s normal business practice for companies to suck you dry by raising your rate! I’m really happy with my insurance company, but hopefully I’ll never have to use them!