TD Home and Auto Insurance Company

RUN! As fast as you can.
If you are insured by them they give no leeway and just can’t seem to get their staff together enough to process a donkey cart incident.
If you are on the receiving end.
1) Staff turnover is horrible. They don’t seem to hire qualified people who know what they are doing. This in turn either prolongs your claim or they process it incorrectly according to the laws of Ontario. They have little respect for the Lawyers representing you and even less respect for you, the injured party.
2) They will drag out the incident until they drive you crazy. I think they do this on purpose. They have no compassion and you really are just a number. Insurance is the biggest scam on earth and they fulfill that quite easily with their actions.
3) They are stingy with doling out the money even with injury claims where timely payments are crucial. While the injured party waits and waits for forms and claims to process, you run the risk of your injuries having complications. They make a mess out of each and every move they make. Just once I would like to see them get something right or have one story rather than a different one with each Adjustor you get passed to. It’s like a bad roller coaster ride that you can’t get off.
Bottom line. They are lousy at being an insurance company both for the insured and the claimant.
Just RUN!